by our College Data Analytics TeamThis guide covers the real cost of attending University of Mount Saint Vincent, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
The cost of attendance at University of Mount Saint Vincent stands at about $50,617.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $44,540.00 |
| + Room, board & other expenses | $6,077.00 |
| Total cost | $50,617.00 |
| That is 54% above the national average net price. |
| Total cost | $50,617.00 |
| − Grants and scholarships | −$32,474.00 |
| Net price | $18,143.00 |
| That is 45% below the national average net price. |
| Total cost | $50,617.00 |
| − Grants and scholarships | −$34,967.00 |
| Net price | $15,650.00 |
| That is 52% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Cost of attendance here has been rising at about 2.8% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $16,094.00 | $18,657.00 | $52,052.00 |
| Senior year | $17,502.00 | $20,290.00 | $56,607.00 |
| Total 4-year net price | $67,165.00 | $77,864.00 | $217,233.00 |
| 10-year loan interest @ 6.8% | $25,587.00 | $29,663.00 | $82,758.00 |
| Total monthly payment | $773.00 | $896.00 | $2,500.00 |
| Total amount paid | $92,753.00 | $107,528.00 | $299,991.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $16,094.00 | $18,657.00 | $52,052.00 |
| Senior year | $16,550.00 | $19,186.00 | $53,528.00 |
| Total 2-year net price | $32,644.00 | $37,844.00 | $105,580.00 |
| 10-year loan interest @ 6.8% | $12,436.00 | $14,417.00 | $40,222.00 |
| Total monthly payment | $376.00 | $436.00 | $1,215.00 |
| Total amount paid | $45,080.00 | $52,261.00 | $145,803.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $21,696.00 |
| Average net price (off-campus) | $19,920.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,656.00 |
| $30,000 to $48,000 | $19,346.00 |
| $48,001 to $75,000 | $20,674.00 |
| $75,001 to $110,000 | $19,745.00 |
| Over $110,000 | $24,432.00 |
For a personalized estimate, try the University of Mount Saint Vincent Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The typical debt load for borrowers leaving University of Mount Saint Vincent works out to $18,500.00, landing it in the Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $9,500.00 |
| Median (50th) | $18,500.00 |
| 75th | $27,500.00 |
| 90th | $36,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,000.00 |
| Middle income | $20,000.00 |
| High income | $17,500.00 |
Borrowers from lower-income families leave school with $500.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,750.00 |
| Continuing-generation students | $17,651.00 |
First-gen students at University of Mount Saint Vincent take on $1,099.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Mount Saint Vincent works out to $-125.00.
The Department of Education default-rate tier for University of Mount Saint Vincent is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.0% |
To give some context for these rates, Stafford loans disbursed at University of Mount Saint Vincent reach $169,879,729.00 over 8,719 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $21,651.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing University of Mount Saint Vincent, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.