by our College Data Analytics TeamBelow is the data on what it actually costs to attend Mount St. Joseph University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
Published attendance costs at Mount St. Joseph University stands at about $43,932.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $38,150.00 |
| + Room, board & other expenses | $5,782.00 |
| Total cost | $43,932.00 |
| That is 34% above the national average net price. |
| Total cost | $43,932.00 |
| − Grants and scholarships | −$30,189.00 |
| Net price | $13,743.00 |
| That is 58% below the national average net price. |
| Total cost | $43,932.00 |
| − Grants and scholarships | −$35,030.00 |
| Net price | $8,902.00 |
| That is 73% below the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
Published costs have climbed year over year by roughly 4.7% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $9,319.00 | $14,388.00 | $45,992.00 |
| Senior year | $10,693.00 | $16,508.00 | $52,771.00 |
| Total 4-year net price | $39,983.00 | $61,727.00 | $197,321.00 |
| 10-year loan interest @ 6.8% | $15,232.00 | $23,516.00 | $75,172.00 |
| Total monthly payment | $460.00 | $710.00 | $2,271.00 |
| Total amount paid | $55,216.00 | $85,242.00 | $272,493.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $9,319.00 | $14,388.00 | $45,992.00 |
| Senior year | $9,757.00 | $15,062.00 | $48,149.00 |
| Total 2-year net price | $19,076.00 | $29,450.00 | $94,142.00 |
| 10-year loan interest @ 6.8% | $7,267.00 | $11,219.00 | $35,865.00 |
| Total monthly payment | $220.00 | $339.00 | $1,083.00 |
| Total amount paid | $26,343.00 | $40,669.00 | $130,006.00 |
For the complete net-price picture, see the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $16,530.00 |
| Average net price (off-campus) | $16,135.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,206.00 |
| $30,000 to $48,000 | $11,412.00 |
| $48,001 to $75,000 | $15,526.00 |
| $75,001 to $110,000 | $16,001.00 |
| Over $110,000 | $22,642.00 |
Estimate your specific net price using the school’s Mount St. Joseph University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Typical debt at graduation from Mount St. Joseph University comes to $18,837.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,469.00 |
| 25th | $8,121.00 |
| Median (50th) | $18,837.00 |
| 75th | $29,875.00 |
| 90th | $41,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,929.00 |
| Middle income | $18,750.00 |
| High income | $17,500.00 |
Graduates from lower-income families carry $4,429.00 more debt than their high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $17,968.00 |
First-generation borrowers from Mount St. Joseph University leave with $1,032.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Mount St. Joseph University is $4,625.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Mount St. Joseph University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.5% |
To put the rates in context, Stafford loans at Mount St. Joseph University come to $259,358,228.00 distributed across 9,240 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 18 |
| Avg GI Bill amount | $16,816.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Mount St. Joseph University, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.