Below is the data on what it actually costs to attend College of the Atlantic, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The full cost of attending College of the Atlantic amounts to about $56,334.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $47,997.00 |
| + Room, board & other expenses | $8,337.00 |
| Total cost | $56,334.00 |
| That is 72% above the national average net price. |
| Total cost | $56,334.00 |
| − Grants and scholarships | −$33,082.00 |
| Net price | $23,252.00 |
| That is 29% below the national average net price. |
| Total cost | $56,334.00 |
| − Grants and scholarships | −$37,851.00 |
| Net price | $18,483.00 |
| That is 44% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Published costs have climbed year over year by roughly 3.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $19,093.00 | $24,020.00 | $58,194.00 |
| Senior year | $21,047.00 | $26,478.00 | $64,150.00 |
| Total 4-year net price | $80,239.00 | $100,942.00 | $244,558.00 |
| 10-year loan interest @ 6.8% | $30,568.00 | $38,455.00 | $93,168.00 |
| Total monthly payment | $923.00 | $1,162.00 | $2,814.00 |
| Total amount paid | $110,807.00 | $139,397.00 | $337,726.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $19,093.00 | $24,020.00 | $58,194.00 |
| Senior year | $19,724.00 | $24,813.00 | $60,115.00 |
| Total 2-year net price | $38,817.00 | $48,832.00 | $118,309.00 |
| 10-year loan interest @ 6.8% | $14,788.00 | $18,603.00 | $45,071.00 |
| Total monthly payment | $447.00 | $562.00 | $1,362.00 |
| Total amount paid | $53,604.00 | $67,436.00 | $163,380.00 |
For the complete net-price picture, see the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $25,184.00 |
| Average net price (off-campus) | $24,028.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,886.00 |
| $30,000 to $48,000 | $12,998.00 |
| $48,001 to $75,000 | $14,569.00 |
| $75,001 to $110,000 | $24,880.00 |
| Over $110,000 | $35,148.00 |
Use College of the Atlantic Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Typical debt at graduation from College of the Atlantic amounts to $17,723.00, which federal data classifies as a Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,083.00 |
| 25th | $7,000.00 |
| Median (50th) | $17,723.00 |
| 75th | $24,693.00 |
| 90th | $28,135.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,500.00 |
| Middle income | $18,809.00 |
| High income | $14,833.00 |
Low-income borrowers graduate with $6,667.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,553.00 |
| Continuing-generation students | $17,723.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of College of the Atlantic is $6,516.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at College of the Atlantic is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.7% |
For scale, federal Stafford loan disbursements at College of the Atlantic come to $16,506,854.00 covering 1,160 recipients.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 2 |
| Avg GI Bill amount | $20,871.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh College of the Atlantic, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.