by our College Data Analytics TeamHere’s the full picture on paying for College of the Holy Cross, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The total published cost of attendance at College of the Holy Cross comes to about $76,510.00 a year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $64,500.00 |
| + Room, board & other expenses | $12,010.00 |
| Total cost | $76,510.00 |
| That is 133% above the national average net price. |
| Total cost | $76,510.00 |
| − Grants and scholarships | −$41,552.00 |
| Net price | $34,958.00 |
| That is 7% above the national average net price. |
| Total cost | $76,510.00 |
| − Grants and scholarships | −$65,991.00 |
| Net price | $10,519.00 |
| That is 68% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Costs have trended upward in recent years by around 4.5% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $10,992.00 | $36,529.00 | $79,949.00 |
| Senior year | $12,542.00 | $41,680.00 | $91,221.00 |
| Total 4-year net price | $47,021.00 | $156,267.00 | $342,009.00 |
| 10-year loan interest @ 6.8% | $17,913.00 | $59,532.00 | $130,293.00 |
| Total monthly payment | $541.00 | $1,798.00 | $3,936.00 |
| Total amount paid | $64,935.00 | $215,799.00 | $472,302.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $10,992.00 | $36,529.00 | $79,949.00 |
| Senior year | $11,486.00 | $38,171.00 | $83,542.00 |
| Total 2-year net price | $22,478.00 | $74,700.00 | $163,491.00 |
| 10-year loan interest @ 6.8% | $8,563.00 | $28,458.00 | $62,284.00 |
| Total monthly payment | $259.00 | $860.00 | $1,881.00 |
| Total amount paid | $31,041.00 | $103,158.00 | $225,775.00 |
Jump to the net-price detail in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $38,782.00 |
| Average net price (off-campus) | $36,868.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,900.00 |
| $30,000 to $48,000 | $6,282.00 |
| $48,001 to $75,000 | $20,722.00 |
| $75,001 to $110,000 | $29,535.00 |
| Over $110,000 | $51,228.00 |
Estimate your specific net price using the school’s College of the Holy Cross Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at College of the Holy Cross amounts to $25,879.00, placing the school in the Moderate ($20-30k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $8,000.00 |
| 25th | $19,000.00 |
| Median (50th) | $25,879.00 |
| 75th | $31,919.00 |
| 90th | $32,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,000.00 |
| Middle income | $26,200.00 |
| High income | $26,976.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $24,979.00 |
| Continuing-generation students | $26,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of College of the Holy Cross amounts to $-3,919.00.
The federal default-rate tier for College of the Holy Cross is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.6% |
For scale, federal Stafford loan disbursements at College of the Holy Cross come to $98,901,721.00 over 6,346 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 11 |
| Avg GI Bill amount | $2,521.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Numbers only tell part of the story. As you weigh College of the Holy Cross, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.