by our College Data Analytics TeamThis overview lays out the cost of attending College of the Mainland, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The full cost of attending College of the Mainland varied between $8,014.00 ranging to $8,704.00 based on in-state versus out-of-state status.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $8,014.00 for in-state students versus $8,704.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $3,450.00 |
| + Room, board & other expenses | $4,564.00 |
| Total cost | $8,014.00 |
| That is 58% below the national average net price. |
| Total cost | $8,014.00 |
| − Grants and scholarships | −$7,015.00 |
| Net price | $999.00 |
| That is 95% below the national average net price. |
| Total cost | $8,014.00 |
| − Grants and scholarships | −$7,005.00 |
| Net price | $1,009.00 |
| That is 95% below the national average net price. |
| Tuition and fees | $4,140.00 |
| + Room, board & other expenses | $4,564.00 |
| Total cost | $8,704.00 |
| That is 55% below the national average net price. |
| Total cost | $8,704.00 |
| − Grants and scholarships | −$7,015.00 |
| Net price | $1,689.00 |
| That is 91% below the national average net price. |
| Total cost | $8,704.00 |
| − Grants and scholarships | −$7,005.00 |
| Net price | $1,699.00 |
| That is 91% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Cost of attendance here has been rising at a recent average of 2.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $1,032.00 | $1,022.00 | $8,198.00 |
| Senior year | $1,105.00 | $1,094.00 | $8,776.00 |
| Total 4-year net price | $4,273.00 | $4,231.00 | $33,940.00 |
| 10-year loan interest @ 6.8% | $1,628.00 | $1,612.00 | $12,930.00 |
| Total monthly payment | $49.00 | $49.00 | $391.00 |
| Total amount paid | $5,901.00 | $5,843.00 | $46,870.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $1,032.00 | $1,022.00 | $8,198.00 |
| Senior year | $1,056.00 | $1,045.00 | $8,387.00 |
| Total 2-year net price | $2,088.00 | $2,067.00 | $16,585.00 |
| 10-year loan interest @ 6.8% | $795.00 | $788.00 | $6,318.00 |
| Total monthly payment | $24.00 | $24.00 | $191.00 |
| Total amount paid | $2,884.00 | $2,855.00 | $22,903.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $1,738.00 | $1,728.00 | $8,904.00 |
| Senior year | $1,861.00 | $1,850.00 | $9,532.00 |
| Total 4-year net price | $7,195.00 | $7,153.00 | $36,863.00 |
| 10-year loan interest @ 6.8% | $2,741.00 | $2,725.00 | $14,043.00 |
| Total monthly payment | $83.00 | $82.00 | $424.00 |
| Total amount paid | $9,937.00 | $9,878.00 | $50,906.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $1,738.00 | $1,728.00 | $8,904.00 |
| Senior year | $1,778.00 | $1,768.00 | $9,109.00 |
| Total 2-year net price | $3,516.00 | $3,495.00 | $18,013.00 |
| 10-year loan interest @ 6.8% | $1,339.00 | $1,332.00 | $6,862.00 |
| Total monthly payment | $40.00 | $40.00 | $207.00 |
| Total amount paid | $4,856.00 | $4,827.00 | $24,875.00 |
See the full net-price breakdown in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $1,342.00 |
| Average net price (off-campus) | $1,975.00 |
Run your own numbers with the College of the Mainland Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The typical debt load for borrowers leaving College of the Mainland is $5,156.00, categorized as a Very Low (<$10k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,329.00 |
| 25th | $2,728.00 |
| Median (50th) | $5,156.00 |
| 75th | $8,500.00 |
| 90th | $12,260.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,167.00 |
| Middle income | $5,500.00 |
| High income | $4,950.00 |
Graduates from lower-income families carry $217.00 more than graduates from high-income families.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,640.00 |
| Continuing-generation students | $5,519.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at College of the Mainland stands at $726.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for College of the Mainland is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.7% |
For context on the loan portfolio, Stafford disbursements at College of the Mainland add up to $12,940,539.00 covering 1,880 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 56 |
| Avg GI Bill amount | $1,261.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing College of the Mainland, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.