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College of the Ozarks Financial Aid & Debt Outcomes

100% Freshmen Get Financial Aid
$27,742 Average Grant & Scholarship
99% Undergrads Get Grant Aid

Most students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to College of the Ozarks can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.

Just what financing solutions does Hard Work U provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to discover how much school funding could be available to you.

Importance of Hard Work U Aid Information

The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from College of the Ozarks.

Typical First Year Financial Aid at College of the Ozarks

Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.

For freshmen starting at College of the Ozarks, 100% of first-time, full-time freshmen received some form of financial aid some 256 new students).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)100%$22,097
Institutional grants & scholarships100%$18,240
Federal Pell grants46%$5,083
State/local grants43%$3,043
Federal student loans0%

Scholarship and Grant Awards at College of the Ozarks

Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, approximately 99% of the undergraduate population received grant aid that averaged $27,742 (across roughly 1415 recipients).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)99%$27,742
Federal Pell grants49%$4,566
Federal student loans0%

Title-IV recipients living on campus saw average grant aid of $27,634.

Income-Adjusted Net Price at College of the Ozarks

The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.

Family IncomeAverage Net Price
$0 – $48,000$6,361
$30,001 – $75,000$7,096
Over $75,000$10,417

These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.

What a Degree Really Costs at College of the Ozarks

After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.

CohortAverage Net Price
On-campus title-IV students$6,100
Off-campus title-IV students$7,669

For an estimate tailored to your family circumstances, see Hard Work U’s net price tool: www.cofo.edu/NPC.

Is the Debt Manageable?

The figure below distills the debt data into a single burden category for Hard Work U.

Federal Loan Volume at College of the Ozarks

Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Hard Work U:

MetricValue
Stafford loan recipients162
Total Stafford loan amount$1,042,191

Veterans Benefits at College of the Ozarks

Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.

Post-9/11 GI Bill recipients

MetricValue
GI Bill recipients7
Total GI Bill amount$15,490
Average GI Bill amount per recipient$2,213

DoD Tuition Assistance activity

MetricValue
DoD Tuition Assistance recipients0
Total DoD amount$0

College of the Ozarks Financial Aid Resources

References

More about our data sources and methodologies.

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