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College of Western Idaho Financial Aid & Debt Outcomes

76% Freshmen Get Financial Aid
$4,228 Average Grant & Scholarship
29% Undergrads Get Grant Aid

Most students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to College of Western Idaho can seem tremendous, but do not forget that almost all students are given some form of financial help.

What financing options does CWI offer, and what will you qualify for? Keep scrolling for more information. Keep reading to find out what amount of financial assistance will be accessible to you.

Importance of CWI Aid Information

How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at College of Western Idaho.

Freshman Financial Aid at College of Western Idaho

Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.

Among first-time, full-time freshmen at College of Western Idaho, 76% of new full-time first-years were awarded at least some aid some 539 first-years).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)58%$5,580
Institutional grants & scholarships18%$1,357
Federal Pell grants49%$5,306
State/local grants11%$3,146
Federal student loans58%$3,360

Free Money: Grants and Scholarships at College of Western Idaho

The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at CWI, about 29% of undergraduates were awarded an average grant or scholarship of $4,228 (for some 2954 awardees).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)29%$4,228
Federal Pell grants22%$4,003
Federal student loans26%$3,550

Title-IV recipients living on campus saw average grant aid of $4,621.

Aid by Income Level at College of Western Idaho

Need-based aid means lower-income families typically pay far less than the sticker price suggests.

Family IncomeAverage Net Price
$0 – $48,000$5,744
$30,001 – $75,000$6,913
Over $75,000$10,986

The numbers above are post-aid net prices, so they already account for grants and scholarships.

What Students Actually Pay at College of Western Idaho

The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.

CohortAverage Net Price
On-campus title-IV students$8,500
Off-campus title-IV students$7,697

To get a personalized net price estimate, try CWI’s official net price calculator: cwi.edu/cost-aid/net-price-calculator.

Median Student Debt for Graduates of College of Western Idaho

The median student at CWI graduates with $4,823 in federal student debt.

MetricAmount
Median federal debt (all student-aid borrowers)$4,823
Median federal debt (graduates only)$9,720
Typical 10-year monthly payment (graduates)$103.05/mo

That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.

Where Student Debt Falls

The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at CWI.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$1,749
25th percentile$2,250
75th percentile$9,500
90th percentile (highest-debt students)$15,826

Median Debt by Student Group at College of Western Idaho

Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.

Median Debt by Income Bracket

Income tierMedian federal debt
Low income$5,250
Middle income$4,862
High income$3,799

By First-Generation Status

CohortMedian federal debt
First-generation students$5,000
Continuing-generation students$4,500

Dependent vs Independent Students

CohortMedian federal debt
Dependent students$3,600
Independent students$6,146

Calculated Debt-Outcome Indicators

These indicators are derived from the underlying debt data and summarize the overall picture at CWI.

Student Loans at College of Western Idaho

Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at CWI:

MetricValue
Stafford loan recipients16601
Total Stafford loan amount$125,621,547

Aid for Military-Affiliated Students at College of Western Idaho

Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.

Post-9/11 GI Bill recipients

MetricValue
GI Bill recipients241
Total GI Bill amount$612,956
Average GI Bill amount per recipient$2,543

DoD program volume

MetricValue
DoD Tuition Assistance recipients36
Total DoD amount$45,218
Average DoD amount per recipient$1,256

College of Western Idaho Financial Aid Resources

References

More about our data sources and methodologies.

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