by our College Data Analytics TeamThis overview lays out the cost of attending William & Mary, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at William & Mary ranged from $41,118.00 through $66,242.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $41,118.00 in-state versus $66,242.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $25,914.00 |
| + Room, board & other expenses | $15,204.00 |
| Total cost | $41,118.00 |
| That is 114% above the national average net price. |
| Total cost | $41,118.00 |
| − Grants and scholarships | −$23,939.00 |
| Net price | $17,179.00 |
| That is 11% below the national average net price. |
| Total cost | $41,118.00 |
| − Grants and scholarships | −$39,929.00 |
| Net price | $1,189.00 |
| That is 94% below the national average net price. |
| Tuition and fees | $51,038.00 |
| + Room, board & other expenses | $15,204.00 |
| Total cost | $66,242.00 |
| That is 244% above the national average net price. |
| Total cost | $66,242.00 |
| − Grants and scholarships | −$23,939.00 |
| Net price | $42,303.00 |
| That is 120% above the national average net price. |
| Total cost | $66,242.00 |
| − Grants and scholarships | −$39,929.00 |
| Net price | $26,313.00 |
| That is 37% above the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
The reported cost series has been increasing by around 2.8% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $1,222.00 | $17,656.00 | $42,259.00 |
| Senior year | $1,327.00 | $19,166.00 | $45,874.00 |
| Total 4-year net price | $5,095.00 | $73,615.00 | $176,199.00 |
| 10-year loan interest @ 6.8% | $1,941.00 | $28,045.00 | $67,125.00 |
| Total monthly payment | $59.00 | $847.00 | $2,028.00 |
| Total amount paid | $7,036.00 | $101,660.00 | $243,324.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $1,222.00 | $17,656.00 | $42,259.00 |
| Senior year | $1,256.00 | $18,145.00 | $43,431.00 |
| Total 2-year net price | $2,478.00 | $35,801.00 | $85,689.00 |
| 10-year loan interest @ 6.8% | $944.00 | $13,639.00 | $32,645.00 |
| Total monthly payment | $29.00 | $412.00 | $986.00 |
| Total amount paid | $3,422.00 | $49,440.00 | $118,334.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $27,043.00 | $43,476.00 | $68,080.00 |
| Senior year | $29,356.00 | $47,196.00 | $73,904.00 |
| Total 4-year net price | $112,756.00 | $181,277.00 | $283,860.00 |
| 10-year loan interest @ 6.8% | $42,956.00 | $69,060.00 | $108,140.00 |
| Total monthly payment | $1,298.00 | $2,086.00 | $3,267.00 |
| Total amount paid | $155,713.00 | $250,337.00 | $392,001.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $27,043.00 | $43,476.00 | $68,080.00 |
| Senior year | $27,793.00 | $44,682.00 | $69,968.00 |
| Total 2-year net price | $54,836.00 | $88,159.00 | $138,048.00 |
| 10-year loan interest @ 6.8% | $20,891.00 | $33,585.00 | $52,591.00 |
| Total monthly payment | $631.00 | $1,015.00 | $1,589.00 |
| Total amount paid | $75,727.00 | $121,744.00 | $190,639.00 |
For the complete net-price picture, see the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $19,096.00 |
| Average net price (off-campus) | $22,529.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,616.00 |
| $30,000 to $48,000 | $6,407.00 |
| $48,001 to $75,000 | $12,603.00 |
| $75,001 to $110,000 | $20,439.00 |
| Over $110,000 | $35,264.00 |
Run your own numbers with the William & Mary Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median amount borrowed by graduates of William & Mary works out to $15,500.00, landing it in the Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $7,500.00 |
| Median (50th) | $15,500.00 |
| 75th | $25,967.00 |
| 90th | $27,250.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,250.00 |
| Middle income | $15,110.00 |
| High income | $16,750.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $15,750.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of William & Mary stands at $-750.00.
The federal default-rate tier for William & Mary is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 0.8% |
To give some context for these rates, Stafford loans disbursed at William & Mary total $374,454,385.00 across 14,885 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 438 |
| Avg GI Bill amount | $22,564.00 |
| DoD Tuition Assistance recipients | 18 |
| Avg DoD Tuition Assistance | $4,125.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about William & Mary, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.