by our College Data Analytics TeamThis page focuses on the debt students take on to attend Colorado State University Global, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At Colorado State University - Global Campus specifically, 72% of incoming undergraduates borrow in year one, averaging $6,424 per student, private and federal loans combined.
The average federal loan is $6,436. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Colorado State University - Global Campus, freshmen included, 36% use federal student loans to help pay for their education, at an average of $7,410 a year. That amounts to 15.1% larger than the $6,436 typical freshmen borrow.
Borrowing at that rate every year works out to about $14,820 in two years and roughly $29,640 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 36% |
| Average federal loan per year | $7,410 |
| Undergraduates with a federal loan | 2,260 |
| Total federal loans (one year) | $16,745,894 |
The middle borrower at Colorado State University - Global Campus owes $14,405 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,405 |
| Students who completed (graduates) | $25,000 |
| Students who withdrew | $7,125 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Colorado State University - Global Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $6,095 |
| 75th percentile | $25,500 |
| 90th percentile (highest-debt students) | $35,417 |
How wide this percentile range is tells you how much borrowing varies across students at Colorado State University - Global Campus.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Colorado State University - Global Campus.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 1369 | $10,820 |
| Completed (graduates) | 770 | $10,787 |
| Did not complete | 599 | $10,842 |
On a standard 10-year plan, the median completing borrower would pay about $128.27/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Colorado State University - Global Campus.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 1358 | — |
| No Stafford loan | 11 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 1111 | $10,635 |
| No Stafford loan this year | 258 | $11,518 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Colorado State University - Global Campus.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Colorado State University - Global Campus is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.4% |
| Borrowers in the cohort | 8658 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $11,916 |
| Middle income | $15,625 |
| High income | $17,187 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,250 |
| Continuing-generation students | $14,919 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,222 |
| Independent students | $15,246 |
Federal data publishes the following gap measures for Colorado State University - Global Campus.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.