by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Columbus Technical College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Columbus Technical College, 1% of incoming undergraduates borrow in year one, borrowing on average $7,500 each — a figure that counts both private and federal student loans.
Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
The median student at Columbus Technical College borrows $7,245 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,245 |
| Students who completed (graduates) | $8,756 |
| Students who withdrew | $6,270 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Columbus Technical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,255 |
| 25th percentile | $2,000 |
| 75th percentile | $6,270 |
| 90th percentile (highest-debt students) | $10,351 |
How wide this percentile range is tells you how much borrowing varies across students at Columbus Technical College.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Columbus Technical College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 265 | $8,000 |
| Completed (graduates) | 35 | $8,040 |
| Did not complete | 230 | $8,000 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $95.6/mo.
These figures turn the debt totals into a monthly repayment picture for Columbus Technical College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Columbus Technical College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 0 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,619 |
| Independent students | $8,756 |
Federal data publishes the following gap measures for Columbus Technical College.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.