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How Affordable Is Community College of Philadelphia?

Below is the data on what it actually costs to attend Community College of Philadelphia, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$19,070.00 Cost of Attendance
$11,911.00 Avg Net Price
$5,500.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

How Much Does It Cost to Attend Community College of Philadelphia?

Attendance costs at Community College of Philadelphia varied between $19,070.00 and up to $23,126.00 depending on whether you qualify for in-state rates.

Where you live mattered — in-state students paid less than out-of-state students: around $19,070.00 in-state compared with $23,126.00 for those paying out-of-state rates.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

What It Costs Residents (no aid)

Tuition and fees $8,688.00
+ Room, board & other expenses $10,382.00
Total cost $19,070.00
That is roughly at the national average net price.

Average Net Price for Residents (with average aid)

Total cost $19,070.00
− Grants and scholarships −$7,261.00
Net price $11,809.00
That is 39% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $19,070.00
− Grants and scholarships −$8,444.00
Net price $10,626.00
That is 45% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $12,744.00
+ Room, board & other expenses $10,382.00
Total cost $23,126.00
That is 20% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $23,126.00
− Grants and scholarships −$7,261.00
Net price $15,865.00
That is 18% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $23,126.00
− Grants and scholarships −$8,444.00
Net price $14,682.00
That is 24% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and room and board.

What a Full Degree Could Cost at Community College of Philadelphia

Published costs have climbed year over year by around 0.0% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.0% 0.0% 0.0%
Freshman year $10,628.00 $11,811.00 $19,074.00
Senior year $10,634.00 $11,818.00 $19,085.00
Total 4-year net price $42,525.00 $47,259.00 $76,317.00
10-year loan interest @ 6.8% $16,200.00 $18,004.00 $29,074.00
Total monthly payment $489.00 $544.00 $878.00
Total amount paid $58,725.00 $65,263.00 $105,391.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.0% 0.0% 0.0%
Freshman year $10,628.00 $11,811.00 $19,074.00
Senior year $10,630.00 $11,814.00 $19,077.00
Total 2-year net price $21,258.00 $23,625.00 $38,151.00
10-year loan interest @ 6.8% $8,099.00 $9,000.00 $14,534.00
Total monthly payment $245.00 $272.00 $439.00
Total amount paid $29,357.00 $32,625.00 $52,685.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.0% 0.0% 0.0%
Freshman year $14,685.00 $15,868.00 $23,130.00
Senior year $14,693.00 $15,877.00 $23,144.00
Total 4-year net price $58,757.00 $63,491.00 $92,549.00
10-year loan interest @ 6.8% $22,384.00 $24,188.00 $35,258.00
Total monthly payment $676.00 $731.00 $1,065.00
Total amount paid $81,141.00 $87,679.00 $127,807.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.0% 0.0% 0.0%
Freshman year $14,685.00 $15,868.00 $23,130.00
Senior year $14,688.00 $15,871.00 $23,135.00
Total 2-year net price $29,373.00 $31,739.00 $46,265.00
10-year loan interest @ 6.8% $11,190.00 $12,092.00 $17,625.00
Total monthly payment $338.00 $365.00 $532.00
Total amount paid $40,562.00 $43,831.00 $63,891.00

For the complete net-price picture, see the Net Price section.

Net Price at Community College of Philadelphia

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $11,911.00
Average net price (off-campus) $12,293.00

The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $12,031.00
$30,000 to $48,000 $13,411.00
$48,001 to $75,000 $15,993.00
$75,001 to $110,000 $18,501.00
Over $110,000 $19,006.00

Get a tailored estimate from the Community College of Philadelphia Net Price Calculator, or check with the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

How Much Do Students Borrow at Community College of Philadelphia

Typical debt at graduation from Community College of Philadelphia amounts to $5,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $1,750.00
25th $2,250.00
Median (50th) $5,500.00
75th $9,999.00
90th $17,000.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

How Income Shapes Debt at Community College of Philadelphia

Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $5,448.00
Middle income $5,500.00
High income $6,250.00

First-Generation Debt Outcomes at Community College of Philadelphia

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,500.00

Pell Grant Recipients and Debt at Community College of Philadelphia

Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.

The median debt difference between Pell-eligible and non-Pell graduates of Community College of Philadelphia comes to $500.00. This school carries a federal Pell-debt-inequity flag.

Loan Default & Repayment at Community College of Philadelphia

The Department of Education default-rate tier for Community College of Philadelphia is Low (<5%).

Window Cohort default rate
2-year 12.4%

For context on the loan portfolio, Stafford disbursements at Community College of Philadelphia come to $647,313,176.00 across 64,507 borrowers.

Veteran Benefits at Community College of Philadelphia

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 211
Avg GI Bill amount $1,791.00
DoD Tuition Assistance recipients 20
Avg DoD Tuition Assistance $1,002.00

Dig into veteran education benefits on the veterans benefits detail.

Things to Think About

The figures above are a starting point — as you weigh Community College of Philadelphia, a few questions are worth asking:

Keep Researching into Community College of Philadelphia

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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