by our College Data Analytics TeamMost students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Stellar Career College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financing options does Stellar Career College offer, and what will you qualify for? Keep scrolling for more information. Keep going to find out how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from Stellar Career College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Stellar Career College, 95% of new full-time first-years were awarded at least some aid around 89 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $5,192 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 77% | $4,970 |
| State/local grants | 3% | $10,527 |
| Federal student loans | 69% | $5,891 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, approximately 80% of undergraduates were awarded an average grant or scholarship of $5,974 (among about 78 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $5,974 |
| Federal Pell grants | 77% | $5,049 |
| Federal student loans | 70% | $5,964 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $4,314.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,155 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,083 |
| Off-campus title-IV students | $13,811 |
To project your own net price, use Stellar Career College’s official net price calculator: modesto.stellarcollege.edu/net-price-calculator/.
The middle student in the debt distribution at Stellar Career College owes $4,688 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,688 |
| Median federal debt (graduates only) | $4,834 |
| Typical 10-year monthly payment (graduates) | $51.25/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,750 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,278 |
| Independent students | $4,750 |
The figure below distills the debt data into a single burden category for Stellar Career College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at Stellar Career College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 672 |
| Total Stafford loan amount | $3,645,146 |
References
More about our data sources and methodologies.