by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Concorde Career College-Grand Prairie, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Concorde Career College - Grand Prairie, 73% of new students use loans toward freshman-year expenses, with a typical loan of $8,181 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $6,855. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Concorde Career College - Grand Prairie (freshmen included), 74% borrow through federal student loan programs, averaging $7,068 in federal loans per year. That is 3.1% more than the $6,855 typical freshmen borrow.
Borrowing at that rate every year works out to about $14,136 over two years and about $28,272 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 74% |
| Average federal loan per year | $7,068 |
| Undergraduates with a federal loan | 760 |
| Total federal loans (one year) | $5,371,765 |
The middle borrower at Concorde Career College - Grand Prairie owes $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Concorde Career College - Grand Prairie.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,140 |
| 25th percentile | $5,500 |
| 75th percentile | $13,233 |
| 90th percentile (highest-debt students) | $16,733 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Concorde Career College - Grand Prairie.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Concorde Career College - Grand Prairie.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 187 | $6,835 |
| Completed (graduates) | 118 | $7,612 |
| Did not complete | 69 | $6,029 |
On a standard 10-year plan, the median completing borrower would pay about $90.51/mo.
Federal data lets us separate Stafford borrowers from the rest at Concorde Career College - Grand Prairie.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 171 | — |
| No Stafford loan this year | 16 | — |
The indicators below describe what the typical debt costs to pay back at Concorde Career College - Grand Prairie.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Concorde Career College - Grand Prairie follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.2% |
| Borrowers in the cohort | 882 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $9,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Concorde Career College - Grand Prairie.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.