by our College Data Analytics TeamThis guide covers the real cost of attending Concordia College at Moorhead, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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What it costs to attend Concordia College at Moorhead comes to about $43,074.00 for a single academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $31,170.00 |
| + Room, board & other expenses | $11,904.00 |
| Total cost | $43,074.00 |
| That is 31% above the national average net price. |
| Total cost | $43,074.00 |
| − Grants and scholarships | −$21,040.00 |
| Net price | $22,034.00 |
| That is 33% below the national average net price. |
| Total cost | $43,074.00 |
| − Grants and scholarships | −$24,992.00 |
| Net price | $18,082.00 |
| That is 45% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
Costs have trended upward in recent years at about 3.6% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $18,737.00 | $22,832.00 | $44,633.00 |
| Senior year | $20,846.00 | $25,402.00 | $49,659.00 |
| Total 4-year net price | $79,116.00 | $96,407.00 | $188,465.00 |
| 10-year loan interest @ 6.8% | $30,140.00 | $36,728.00 | $71,799.00 |
| Total monthly payment | $910.00 | $1,109.00 | $2,169.00 |
| Total amount paid | $109,256.00 | $133,135.00 | $260,264.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $18,737.00 | $22,832.00 | $44,633.00 |
| Senior year | $19,415.00 | $23,658.00 | $46,249.00 |
| Total 2-year net price | $38,152.00 | $46,490.00 | $90,883.00 |
| 10-year loan interest @ 6.8% | $14,534.00 | $17,711.00 | $34,623.00 |
| Total monthly payment | $439.00 | $535.00 | $1,046.00 |
| Total amount paid | $52,686.00 | $64,201.00 | $125,506.00 |
Jump to the net-price detail in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $24,902.00 |
| Average net price (off-campus) | $25,651.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $20,609.00 |
| $30,000 to $48,000 | $18,518.00 |
| $48,001 to $75,000 | $21,948.00 |
| $75,001 to $110,000 | $26,257.00 |
| Over $110,000 | $29,795.00 |
Get a tailored estimate from the Concordia College at Moorhead Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at Concordia College at Moorhead is $20,895.00, categorized as a Moderate ($20-30k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $20,895.00 |
| 75th | $28,000.00 |
| 90th | $36,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,875.00 |
| Middle income | $22,125.00 |
| High income | $21,488.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,500.00 |
| Continuing-generation students | $21,475.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Concordia College at Moorhead works out to $1,623.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at Concordia College at Moorhead is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.4% |
For context on the loan portfolio, Stafford disbursements at Concordia College at Moorhead amount to $122,450,076.00 over 8,262 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $24,200.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $3,333.00 |
Dig into veteran education benefits on the college veterans page.
The data above is a foundation; round it out by asking yourself about Concordia College at Moorhead, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.