by our College Data Analytics TeamThis guide covers the real cost of attending Concordia University Ann Arbor, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Concordia University Ann Arbor stands at about $50,378.00 annually.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $35,410.00 |
| + Room, board & other expenses | $14,968.00 |
| Total cost | $50,378.00 |
| That is 54% above the national average net price. |
| Total cost | $50,378.00 |
| − Grants and scholarships | −$19,042.00 |
| Net price | $31,336.00 |
| That is 4% below the national average net price. |
| Total cost | $50,378.00 |
| − Grants and scholarships | −$23,024.00 |
| Net price | $27,354.00 |
| That is 17% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
The reported cost series has been increasing by roughly 3.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $28,343.00 | $32,469.00 | $52,200.00 |
| Senior year | $31,531.00 | $36,121.00 | $58,071.00 |
| Total 4-year net price | $119,674.00 | $137,095.00 | $220,403.00 |
| 10-year loan interest @ 6.8% | $45,591.00 | $52,228.00 | $83,966.00 |
| Total monthly payment | $1,377.00 | $1,578.00 | $2,536.00 |
| Total amount paid | $165,265.00 | $189,323.00 | $304,369.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $28,343.00 | $32,469.00 | $52,200.00 |
| Senior year | $29,368.00 | $33,644.00 | $54,088.00 |
| Total 2-year net price | $57,712.00 | $66,113.00 | $106,288.00 |
| 10-year loan interest @ 6.8% | $21,986.00 | $25,187.00 | $40,492.00 |
| Total monthly payment | $664.00 | $761.00 | $1,223.00 |
| Total amount paid | $79,698.00 | $91,300.00 | $146,780.00 |
Read more in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $32,811.00 |
| Average net price (off-campus) | $26,409.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,589.00 |
| $30,000 to $48,000 | $25,585.00 |
| $48,001 to $75,000 | $26,032.00 |
| $75,001 to $110,000 | $26,223.00 |
| Over $110,000 | $29,926.00 |
Use Concordia University Ann Arbor Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Concordia University Ann Arbor comes to $19,500.00, which federal data classifies as a Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,340.00 |
| 25th | $6,499.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $36,889.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,750.00 |
| Middle income | $19,500.00 |
| High income | $20,500.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,365.00 |
| Continuing-generation students | $20,250.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Concordia University Ann Arbor is $500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Concordia University Ann Arbor is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.2% |
To give some context for these rates, Stafford loans disbursed at Concordia University Ann Arbor total $699,768,969.00 covering 25,590 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $15,244.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Concordia University Ann Arbor, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.