Here’s the full picture on paying for Concordia University-Chicago, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total published cost of attendance at Concordia University-Chicago amounts to about $44,252.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $37,488.00 |
| + Room, board & other expenses | $6,764.00 |
| Total cost | $44,252.00 |
| That is 35% above the national average net price. |
| Total cost | $44,252.00 |
| − Grants and scholarships | −$26,947.00 |
| Net price | $17,305.00 |
| That is 47% below the national average net price. |
| Total cost | $44,252.00 |
| − Grants and scholarships | −$28,588.00 |
| Net price | $15,664.00 |
| That is 52% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Costs have trended upward in recent years by around 3.0% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $16,134.00 | $17,824.00 | $45,579.00 |
| Senior year | $17,630.00 | $19,477.00 | $49,806.00 |
| Total 4-year net price | $67,498.00 | $74,569.00 | $190,687.00 |
| 10-year loan interest @ 6.8% | $25,714.00 | $28,408.00 | $72,645.00 |
| Total monthly payment | $777.00 | $858.00 | $2,194.00 |
| Total amount paid | $93,212.00 | $102,977.00 | $263,332.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $16,134.00 | $17,824.00 | $45,579.00 |
| Senior year | $16,618.00 | $18,359.00 | $46,947.00 |
| Total 2-year net price | $32,752.00 | $36,183.00 | $92,526.00 |
| 10-year loan interest @ 6.8% | $12,477.00 | $13,784.00 | $35,249.00 |
| Total monthly payment | $377.00 | $416.00 | $1,065.00 |
| Total amount paid | $45,229.00 | $49,967.00 | $127,775.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $18,436.00 |
| Average net price (off-campus) | $16,774.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,573.00 |
| $30,000 to $48,000 | $14,000.00 |
| $48,001 to $75,000 | $17,318.00 |
| $75,001 to $110,000 | $19,478.00 |
| Over $110,000 | $23,731.00 |
For a personalized estimate, try the Concordia University-Chicago Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Typical debt at graduation from Concordia University-Chicago amounts to $14,000.00, placing the school in the Low ($10-20k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $7,250.00 |
| Median (50th) | $14,000.00 |
| 75th | $25,961.00 |
| 90th | $31,268.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $14,250.00 |
| High income | $15,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,000.00 |
| Continuing-generation students | $14,232.00 |
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Concordia University-Chicago amounts to $2,748.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Concordia University-Chicago is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.5% |
For a sense of scale, Stafford disbursements at Concordia University-Chicago reach $470,575,773.00 across 19,579 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 91 |
| Avg GI Bill amount | $7,339.00 |
| DoD Tuition Assistance recipients | 23 |
| Avg DoD Tuition Assistance | $2,079.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh Concordia University-Chicago, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.