by our College Data Analytics TeamHere’s the full picture on paying for Concordia University-Irvine, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The total published cost of attendance at Concordia University-Irvine comes to about $56,500.00 annually.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $43,480.00 |
| + Room, board & other expenses | $13,020.00 |
| Total cost | $56,500.00 |
| That is 72% above the national average net price. |
| Total cost | $56,500.00 |
| − Grants and scholarships | −$30,567.00 |
| Net price | $25,933.00 |
| That is 21% below the national average net price. |
| Total cost | $56,500.00 |
| − Grants and scholarships | −$33,251.00 |
| Net price | $23,249.00 |
| That is 29% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 3.9% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $24,162.00 | $26,951.00 | $58,718.00 |
| Senior year | $27,121.00 | $30,252.00 | $65,909.00 |
| Total 4-year net price | $102,489.00 | $114,321.00 | $249,070.00 |
| 10-year loan interest @ 6.8% | $39,045.00 | $43,552.00 | $94,887.00 |
| Total monthly payment | $1,179.00 | $1,316.00 | $2,866.00 |
| Total amount paid | $141,534.00 | $157,873.00 | $343,957.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $24,162.00 | $26,951.00 | $58,718.00 |
| Senior year | $25,110.00 | $28,009.00 | $61,023.00 |
| Total 2-year net price | $49,272.00 | $54,960.00 | $119,742.00 |
| 10-year loan interest @ 6.8% | $18,771.00 | $20,938.00 | $45,617.00 |
| Total monthly payment | $567.00 | $632.00 | $1,378.00 |
| Total amount paid | $68,043.00 | $75,898.00 | $165,359.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $28,115.00 |
| Average net price (off-campus) | $28,046.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,532.00 |
| $30,000 to $48,000 | $21,767.00 |
| $48,001 to $75,000 | $25,220.00 |
| $75,001 to $110,000 | $28,615.00 |
| Over $110,000 | $33,909.00 |
Estimate your specific net price using the school’s Concordia University-Irvine Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at Concordia University-Irvine is $19,000.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,406.00 |
| 25th | $8,127.00 |
| Median (50th) | $19,000.00 |
| 75th | $25,500.00 |
| 90th | $29,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $20,000.00 |
| High income | $18,667.00 |
Low-income graduates carry $83.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $19,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Concordia University-Irvine stands at $250.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Concordia University-Irvine is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.9% |
For a sense of scale, Stafford disbursements at Concordia University-Irvine come to $365,572,138.00 covering 14,828 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 86 |
| Avg GI Bill amount | $11,948.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Concordia University-Irvine, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.