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Concordia University-Saint Paul Paying for Your Degree

100% Freshmen Get Financial Aid
$14,612 Average Grant & Scholarship
68% Undergrads Get Grant Aid

Most students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Concordia University-Saint Paul can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.

Just what financial assistance solutions will Concordia University, Saint Paul deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to learn how much school funding will be available to you.

Understanding Concordia University, Saint Paul Financial Aid Info

The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Concordia University-Saint Paul.

What First Years Receive at Concordia University-Saint Paul

Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.

At Concordia University-Saint Paul, 100% of the incoming full-time class was awarded financial aid approximately 371 new students).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)99%$19,494
Institutional grants & scholarships99%$11,404
Federal Pell grants55%$5,461
State/local grants65%$7,176
Federal student loans53%$5,416

Scholarship and Grant Awards at Concordia University-Saint Paul

Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, approximately 68% of the undergraduate population received grant aid that averaged $14,612 (among about 2142 students).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)68%$14,612
Federal Pell grants35%$5,959
Federal student loans52%$8,057

For students living on campus and receiving title-IV aid, grants averaged $18,777.

Income-Adjusted Net Price at Concordia University-Saint Paul

The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.

Family IncomeAverage Net Price
$0 – $48,000$15,372
$30,001 – $75,000$15,415
Over $75,000$20,340

The numbers above are post-aid net prices, so they already account for grants and scholarships.

What Students Actually Pay at Concordia University-Saint Paul

Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.

CohortAverage Net Price
On-campus title-IV students$18,462
Off-campus title-IV students$17,566

To get a personalized net price estimate, try Concordia University, Saint Paul’s NPC: www.csp.edu/tuition-and-financial-aid/net-price-calculator/.

What Students Owe at Concordia University-Saint Paul

The median federal debt load at Concordia University, Saint Paul comes to $12,166 of federal borrowing.

MetricAmount
Median federal debt (all student-aid borrowers)$12,166
Median federal debt (graduates only)$17,832
Typical 10-year monthly payment (graduates)$189.05/mo

The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.

The Range of Student Debt at this School

The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at Concordia University, Saint Paul.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$3,684
25th percentile$6,965
75th percentile$25,000
90th percentile (highest-debt students)$31,500

Debt by Student Cohort at Concordia University-Saint Paul

How much a student borrows depends heavily on family income, first-gen status, and dependency.

By Family Income

Income tierMedian federal debt
Low income$12,387
Middle income$12,269
High income$12,000

First-Gen vs Continuing-Gen Median Debt

CohortMedian federal debt
First-generation students$12,228
Continuing-generation students$12,000

Dependent vs Independent Students

CohortMedian federal debt
Dependent students$10,564
Independent students$12,989

At-a-Glance Debt Indicators

These indicators are derived from the underlying debt data and summarize the overall picture at Concordia University, Saint Paul.

Federal Student Loans at Concordia University-Saint Paul

Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Concordia University, Saint Paul:

MetricValue
Stafford loan recipients17863
Total Stafford loan amount$363,432,759

Veteran and Military Aid at Concordia University-Saint Paul

If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.

Post-9/11 GI Bill recipients

MetricValue
GI Bill recipients83
Total GI Bill amount$963,327
Average GI Bill amount per recipient$11,606

DoD Tuition Assistance activity

MetricValue
DoD Tuition Assistance recipients34
Total DoD amount$102,750
Average DoD amount per recipient$3,022

Concordia University-Saint Paul Financial Aid Resources

References

More about our data sources and methodologies.

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