Most students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Concordia University-Saint Paul can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will Concordia University, Saint Paul deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to learn how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Concordia University-Saint Paul.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At Concordia University-Saint Paul, 100% of the incoming full-time class was awarded financial aid approximately 371 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $19,494 |
| Institutional grants & scholarships | 99% | $11,404 |
| Federal Pell grants | 55% | $5,461 |
| State/local grants | 65% | $7,176 |
| Federal student loans | 53% | $5,416 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, approximately 68% of the undergraduate population received grant aid that averaged $14,612 (among about 2142 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $14,612 |
| Federal Pell grants | 35% | $5,959 |
| Federal student loans | 52% | $8,057 |
For students living on campus and receiving title-IV aid, grants averaged $18,777.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,372 |
| $30,001 – $75,000 | $15,415 |
| Over $75,000 | $20,340 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,462 |
| Off-campus title-IV students | $17,566 |
To get a personalized net price estimate, try Concordia University, Saint Paul’s NPC: www.csp.edu/tuition-and-financial-aid/net-price-calculator/.
The median federal debt load at Concordia University, Saint Paul comes to $12,166 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,166 |
| Median federal debt (graduates only) | $17,832 |
| Typical 10-year monthly payment (graduates) | $189.05/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at Concordia University, Saint Paul.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,684 |
| 25th percentile | $6,965 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $31,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,387 |
| Middle income | $12,269 |
| High income | $12,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,228 |
| Continuing-generation students | $12,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,564 |
| Independent students | $12,989 |
These indicators are derived from the underlying debt data and summarize the overall picture at Concordia University, Saint Paul.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Concordia University, Saint Paul:
| Metric | Value |
|---|---|
| Stafford loan recipients | 17863 |
| Total Stafford loan amount | $363,432,759 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 83 |
| Total GI Bill amount | $963,327 |
| Average GI Bill amount per recipient | $11,606 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 34 |
| Total DoD amount | $102,750 |
| Average DoD amount per recipient | $3,022 |
References
More about our data sources and methodologies.