by our College Data Analytics TeamThe majority of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Concordia University Texas can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financial assistance solutions will Concordia University, Texas deliver, and just what are you going to be eligible for? Read on for answers. Keep scrolling to find out how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Concordia University Texas.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Concordia University Texas, 100% of entering full-time freshmen got some type of financial assistance some 223 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $28,485 |
| Institutional grants & scholarships | 100% | $21,737 |
| Federal Pell grants | 52% | $6,277 |
| State/local grants | 62% | $5,020 |
| Federal student loans | 65% | $5,555 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, around 73% of undergraduates were awarded an average grant or scholarship of $21,519 (across approximately 1012 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $21,519 |
| Federal Pell grants | 41% | $6,148 |
| Federal student loans | 50% | $7,919 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $29,889.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,203 |
| $30,001 – $75,000 | $19,153 |
| Over $75,000 | $29,491 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,131 |
| Off-campus title-IV students | $22,240 |
To get a personalized net price estimate, try Concordia University, Texas’s net price calculator: [tcc.ruffalonl.com/Concordia University - Texas/Freshman-Students](https://tcc.ruffalonl.com/Concordia University - Texas/Freshman-Students).
The median federal debt load at Concordia University, Texas comes to $15,134 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,134 |
| Median federal debt (graduates only) | $21,852 |
| Typical 10-year monthly payment (graduates) | $231.67/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at Concordia University, Texas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $39,640 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,750 |
| Middle income | $14,292 |
| High income | $15,875 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,244 |
| Continuing-generation students | $15,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $18,302 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Concordia University, Texas.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at Concordia University, Texas:
| Metric | Value |
|---|---|
| Stafford loan recipients | 11826 |
| Total Stafford loan amount | $286,139,394 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 74 |
| Total GI Bill amount | $1,403,039 |
| Average GI Bill amount per recipient | $18,960 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $9,000 |
| Average DoD amount per recipient | $2,250 |
References
More about our data sources and methodologies.