by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Connors State College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At CSC, 28% of first-year students take on loan debt, averaging $5,644 each, across private and federal loan sources.
The average federal loan is $5,632. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at CSC (freshmen included), 29% finance part of their studies with federal loans, borrowing on average $6,507 per year. That amounts to 15.5% more than the $5,632 typical freshmen borrow.
Borrowing at that rate every year works out to about $13,014 over two years and about $26,028 over a four-year span. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 29% |
| Average federal loan per year | $6,507 |
| Undergraduates with a federal loan | 465 |
| Total federal loans (one year) | $3,025,683 |
The median student at CSC borrows $8,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,500 |
| Students who completed (graduates) | $11,500 |
| Students who withdrew | $7,721 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for CSC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,750 |
| 75th percentile | $10,993 |
| 90th percentile (highest-debt students) | $17,595 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at CSC.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at CSC.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 100 | $8,092 |
| Completed (graduates) | 22 | $10,042 |
| Did not complete | 78 | $7,812 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $119.41/mo.
Federal data lets us separate Stafford borrowers from the rest at CSC.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 67 | $7,500 |
| No Stafford loan this year | 33 | $8,757 |
The indicators below describe what the typical debt costs to pay back at CSC.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for CSC is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.8% |
| Borrowers in the cohort | 543 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,614 |
| Middle income | $6,762 |
| High income | $7,028 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,500 |
| Continuing-generation students | $8,407 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,000 |
| Independent students | $11,313 |
Federal data publishes the following gap measures for CSC.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.