by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Contra Costa Medical Career College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Contra Costa Medical Career College, 50% of incoming undergraduates borrow in year one, borrowing on average $16,844 per borrower, covering both private and federal loans.
Federal loans alone average $11,094. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at Contra Costa Medical Career College, 28% use federal student loans to help pay for their education, with a mean of $5,492 a year. It comes to 50.5% smaller than the $11,094 borrowed by freshmen.
At a steady annual pace, that totals around $10,984 over two years and about $21,968 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 28% |
| Average federal loan per year | $5,492 |
| Undergraduates with a federal loan | 332 |
| Total federal loans (one year) | $1,823,443 |
The middle borrower at Contra Costa Medical Career College owes $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,298 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Repayment burden translates the debt figures into what a borrower actually pays each month. Contra Costa Medical Career College.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $3,818 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,777 |
| Continuing-generation students | $6,597 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for Contra Costa Medical Career College.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.