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Can You Afford Cosumnes River College?

Here is what you can expect to pay at Cosumnes River College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$12,005.00 Cost of Attendance
$5,981.00 Avg Net Price
$8,563.00 Median Grad Debt

Use the section links below to navigate this overview:

The Cost of Attending Cosumnes River College?

The total cost of attendance at Cosumnes River College fell between $12,005.00 and $23,333.00 depending on whether you qualify for in-state rates.

In-state residents qualified for the lower cost, with out-of-state students paying more: about $12,005.00 in-state, rising to $23,333.00 out of state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

The Full Cost for Residents (no aid)

Tuition and fees $1,288.00
+ Room, board & other expenses $10,717.00
Total cost $12,005.00
That is 38% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $12,005.00
− Grants and scholarships −$8,221.00
Net price $3,784.00
That is 80% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $12,005.00
− Grants and scholarships −$9,157.00
Net price $2,848.00
That is 85% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $12,616.00
+ Room, board & other expenses $10,717.00
Total cost $23,333.00
That is 21% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $23,333.00
− Grants and scholarships −$8,221.00
Net price $15,112.00
That is 21% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $23,333.00
− Grants and scholarships −$9,157.00
Net price $14,176.00
That is 26% below the national average net price.
For the full breakdown, see the tuition & fees page plus room and board.

The Long-Run Cost of a Degree at Cosumnes River College

The reported cost series has been increasing by roughly 7.8% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 7.8% 7.8% 7.8%
Freshman year $3,070.00 $4,078.00 $12,939.00
Senior year $3,844.00 $5,107.00 $16,201.00
Total 4-year net price $13,788.00 $18,319.00 $58,118.00
10-year loan interest @ 6.8% $5,253.00 $6,979.00 $22,141.00
Total monthly payment $159.00 $211.00 $669.00
Total amount paid $19,040.00 $25,298.00 $80,259.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 7.8% 7.8% 7.8%
Freshman year $3,070.00 $4,078.00 $12,939.00
Senior year $3,309.00 $4,396.00 $13,946.00
Total 2-year net price $6,378.00 $8,474.00 $26,885.00
10-year loan interest @ 6.8% $2,430.00 $3,228.00 $10,242.00
Total monthly payment $73.00 $98.00 $309.00
Total amount paid $8,808.00 $11,703.00 $37,128.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 7.8% 7.8% 7.8%
Freshman year $15,279.00 $16,288.00 $25,149.00
Senior year $19,131.00 $20,394.00 $31,489.00
Total 4-year net price $68,629.00 $73,160.00 $112,959.00
10-year loan interest @ 6.8% $26,145.00 $27,871.00 $43,033.00
Total monthly payment $790.00 $842.00 $1,300.00
Total amount paid $94,774.00 $101,031.00 $155,993.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 7.8% 7.8% 7.8%
Freshman year $15,279.00 $16,288.00 $25,149.00
Senior year $16,468.00 $17,556.00 $27,106.00
Total 2-year net price $31,748.00 $33,844.00 $52,255.00
10-year loan interest @ 6.8% $12,095.00 $12,893.00 $19,907.00
Total monthly payment $365.00 $389.00 $601.00
Total amount paid $43,842.00 $46,737.00 $72,162.00

See the full net-price breakdown in the Net Price section.

Net Price — What Students Actually Pay at Cosumnes River College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $5,981.00
Average net price (off-campus) $4,648.00

Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $3,368.00
$30,000 to $48,000 $4,241.00
$48,001 to $75,000 $6,622.00
$75,001 to $110,000 $8,627.00
Over $110,000 $8,646.00

Use Cosumnes River College Net Price Calculator, or contact the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

Borrowing and Debt at Cosumnes River College

The median amount borrowed by graduates of Cosumnes River College amounts to $8,563.00, placing the school in the Very Low (<$10k) debt-load classification.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $1,916.00
25th $3,182.00
Median (50th) $8,563.00
75th $10,666.00
90th $22,806.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Dig deeper into debt on the student loan debt detail.

Debt Outcomes by Family Income at Cosumnes River College

Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $9,276.00
Middle income $7,514.00
High income $5,500.00

On average, low-income graduates leave with $3,776.00 more debt than their high-income peers.

First-Generation Debt Outcomes at Cosumnes River College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $8,672.00
Continuing-generation students $8,104.00

First-gen students at Cosumnes River College hold $568.00 more median debt than continuing-generation peers.

Pell Grant Recipients and Debt at Cosumnes River College

Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The median debt gap between Pell and non-Pell graduates of Cosumnes River College works out to $3,444.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Default Rates and Repayment at Cosumnes River College

The federal default-rate tier for Cosumnes River College is Low (<5%).

Window Cohort default rate
2-year 15.0%

For scale, federal Stafford loan disbursements at Cosumnes River College amount to $71,761,130.00 spread across 5,821 borrowers.

Questions to Ask Before You Commit

Beyond the data above, it helps to ask a few questions when weighing Cosumnes River College, think through the questions below:

Explore Further about Cosumnes River College

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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