Many students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Cowley County Community College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial assistance solutions will Cowley College provide, and just what are you going to be eligible for? Read on for answers. Scroll down to discover how much school funding could be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at Cowley County Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Cowley County Community College, 94% of first-time, full-time freshmen received some form of financial aid roughly 446 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $6,665 |
| Institutional grants & scholarships | 75% | $4,907 |
| Federal Pell grants | 44% | $5,185 |
| State/local grants | 6% | $3,141 |
| Federal student loans | 26% | $3,518 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Cowley College, about 85% of undergraduates were awarded grant or scholarship aid averaging $4,913 (across roughly 1828 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 85% | $4,913 |
| Federal Pell grants | 35% | $4,725 |
| Federal student loans | 22% | $4,352 |
On-campus students receiving title-IV aid were awarded grants averaging $6,359.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,573 |
| $30,001 – $75,000 | $6,471 |
| Over $75,000 | $9,897 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,175 |
| Off-campus title-IV students | $6,752 |
For an estimate tailored to your family circumstances, see Cowley College’s official net price calculator: www.cowley.edu/finaid/calc/index.html.
The middle student in the debt distribution at Cowley College owes $5,250 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,250 |
| Median federal debt (graduates only) | $8,000 |
| Typical 10-year monthly payment (graduates) | $84.81/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at Cowley College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,750 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $15,750 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $4,995 |
| Middle income | $5,250 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,250 |
| Continuing-generation students | $5,250 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $6,462 |
These indicators are derived from the underlying debt data and summarize the overall picture at Cowley College.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at Cowley College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12579 |
| Total Stafford loan amount | $113,033,513 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 15 |
| Total GI Bill amount | $54,849 |
| Average GI Bill amount per recipient | $3,657 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $1,440 |
| Average DoD amount per recipient | $1,440 |
References
More about our data sources and methodologies.