by our College Data Analytics TeamHere you will find what students actually borrow to attend Criswell College, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At Criswell College, 18% of first-year students take on loan debt, borrowing on average $4,123 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $4,123, amounting to 75.0% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Criswell College, 18% take out federal student loans, at an average of $6,577 each per year. This is 59.5% greater than the freshman federal average of $4,123.
At a steady annual pace, that totals around $13,154 in two years and roughly $26,308 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 18% |
| Average federal loan per year | $6,577 |
| Undergraduates with a federal loan | 21 |
| Total federal loans (one year) | $138,120 |
The median student at Criswell College borrows $11,803 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,803 |
| Students who completed (graduates) | $25,346 |
| Students who withdrew | $8,000 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Criswell College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,000 |
| 75th percentile | $20,882 |
The indicators below describe what the typical debt costs to pay back at Criswell College.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Middle income | $14,250 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,705 |
| Continuing-generation students | $9,054 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,500 |
| Independent students | $14,287 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Criswell College.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.