by our College Data Analytics TeamHere you will find what students actually borrow to attend Pomeroy College of Nursing at Crouse Hospital: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Among all degree-seeking undergrads at Pomeroy College of Nursing, 58% rely on federal student loans toward their education, with a mean of $7,089 annually.
At a steady annual pace, that totals around $14,178 over two years and about $28,356 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $7,089 |
| Undergraduates with a federal loan | 103 |
| Total federal loans (one year) | $730,162 |
The middle borrower at Pomeroy College of Nursing owes $12,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
| Students who completed (graduates) | $15,250 |
| Students who withdrew | $4,875 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Pomeroy College of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,750 |
| 75th percentile | $19,500 |
| 90th percentile (highest-debt students) | $20,762 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Pomeroy College of Nursing.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Pomeroy College of Nursing.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 41 | $9,120 |
These figures turn the debt totals into a monthly repayment picture for Pomeroy College of Nursing.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Pomeroy College of Nursing appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.2% |
| Borrowers in the cohort | 91 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,750 |
| Middle income | $11,543 |
| High income | $12,000 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $14,927 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,711 |
| Independent students | $16,082 |
Federal data publishes the following gap measures for Pomeroy College of Nursing.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.