by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Crowley’s Ridge College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
At Crowley’s Ridge College, 79% of incoming undergraduates borrow in year one, borrowing on average $5,662 apiece. This figure includes both private and federally funded student loans.
Federal loans alone average $5,436, equal to roughly 98.8% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at Crowley’s Ridge College, 77% finance part of their studies with federal loans, for a typical $6,313 in federal loans per year. This works out to 16.1% greater than the $5,436 freshmen take on.
Borrowing the same amount each year would add up to roughly $12,626 in two years and roughly $25,252 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 77% |
| Average federal loan per year | $6,313 |
| Undergraduates with a federal loan | 125 |
| Total federal loans (one year) | $789,174 |
The middle borrower at Crowley’s Ridge College owes $13,918 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,918 |
| Students who completed (graduates) | $26,228 |
| Students who withdrew | $8,580 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Crowley’s Ridge College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $17,958 |
| 90th percentile (highest-debt students) | $27,500 |
How wide this percentile range is tells you how much borrowing varies across students at Crowley’s Ridge College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Crowley’s Ridge College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 36 | $10,631 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Crowley’s Ridge College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Crowley’s Ridge College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.8% |
| Borrowers in the cohort | 53 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $10,500 |
| Middle income | $13,375 |
| High income | $22,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,500 |
| Continuing-generation students | $11,750 |
Federal data publishes the following gap measures for Crowley’s Ridge College.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.