by our College Data Analytics TeamHere’s the full picture on paying for Rowan College of South Jersey-Cumberland Campus, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
What it costs to attend Rowan C of South Jersey-Cumberland Campus amounts to about $12,920.00 a year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $6,000.00 |
| + Room, board & other expenses | $6,920.00 |
| Total cost | $12,920.00 |
| That is 33% below the national average net price. |
| Total cost | $12,920.00 |
| − Grants and scholarships | −$5,507.00 |
| Net price | $7,413.00 |
| That is 61% below the national average net price. |
| Total cost | $12,920.00 |
| − Grants and scholarships | −$7,024.00 |
| Net price | $5,896.00 |
| That is 69% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Costs have trended upward in recent years by around 2.6% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $6,051.00 | $7,608.00 | $13,260.00 |
| Senior year | $6,543.00 | $8,226.00 | $14,337.00 |
| Total 4-year net price | $25,179.00 | $31,658.00 | $55,176.00 |
| 10-year loan interest @ 6.8% | $9,592.00 | $12,060.00 | $21,020.00 |
| Total monthly payment | $290.00 | $364.00 | $635.00 |
| Total amount paid | $34,772.00 | $43,718.00 | $76,196.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $6,051.00 | $7,608.00 | $13,260.00 |
| Senior year | $6,211.00 | $7,809.00 | $13,610.00 |
| Total 2-year net price | $12,262.00 | $15,417.00 | $26,870.00 |
| 10-year loan interest @ 6.8% | $4,671.00 | $5,873.00 | $10,237.00 |
| Total monthly payment | $141.00 | $177.00 | $309.00 |
| Total amount paid | $16,934.00 | $21,291.00 | $37,107.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $10,562.00 |
| Average net price (off-campus) | $6,549.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,157.00 |
| $30,000 to $48,000 | $6,085.00 |
| $48,001 to $75,000 | $8,010.00 |
| $75,001 to $110,000 | $9,287.00 |
| Over $110,000 | $11,245.00 |
Get a tailored estimate from the Rowan College of South Jersey-Cumberland Campus Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The typical debt load for borrowers leaving Rowan C of South Jersey-Cumberland Campus is $7,664.00, landing it in the Very Low (<$10k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,774.00 |
| 25th | $3,025.00 |
| Median (50th) | $7,664.00 |
| 75th | $10,750.00 |
| 90th | $17,248.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,171.00 |
| Middle income | $6,653.00 |
| High income | $8,250.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,000.00 |
| Continuing-generation students | $5,548.00 |
First-generation graduates of Rowan C of South Jersey-Cumberland Campus leave with $2,452.00 in additional median debt versus continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Rowan C of South Jersey-Cumberland Campus comes to $234.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Rowan C of South Jersey-Cumberland Campus is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.5% |
For context on the loan portfolio, Stafford disbursements at Rowan C of South Jersey-Cumberland Campus add up to $191,694,128.00 spread across 17,053 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 71 |
| Avg GI Bill amount | $2,149.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $866.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The figures above are a starting point — as you weigh Rowan C of South Jersey-Cumberland Campus, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.