by our College Data Analytics TeamMost students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at CUNY Bernard M Baruch College can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial aid solutions can Baruch deliver, and just what are you going to be eligible for? Keep reading for answers. Keep going to see what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from CUNY Bernard M Baruch College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at CUNY Bernard M Baruch College, 90% of entering full-time freshmen got some type of financial assistance approximately 2347 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $10,114 |
| Institutional grants & scholarships | 70% | $1,285 |
| Federal Pell grants | 71% | $6,400 |
| State/local grants | 83% | $4,212 |
| Federal student loans | 7% | $4,681 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Baruch, around 70% of undergraduates were awarded grant or scholarship aid averaging $9,137 (covering around 11329 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $9,137 |
| Federal Pell grants | 57% | $6,104 |
| Federal student loans | 11% | $6,571 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $11,137.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $1,484 |
| $30,001 – $75,000 | $4,015 |
| Over $75,000 | $10,948 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,033 |
| Off-campus title-IV students | $2,978 |
To get a personalized net price estimate, try Baruch’s NPC: npc.cuny.edu/npc/public/fin_aid/financial_aid_estimator/FinAidEstimator.jsp.
The middle student in the debt distribution at Baruch owes $10,000 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $10,000 |
| Median federal debt (graduates only) | $11,512 |
| Typical 10-year monthly payment (graduates) | $122.05/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at Baruch.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,400 |
| 25th percentile | $4,500 |
| 75th percentile | $16,500 |
| 90th percentile (highest-debt students) | $26,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $10,750 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $11,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,069 |
| Independent students | $12,439 |
These indicators are derived from the underlying debt data and summarize the overall picture at Baruch.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The totals below capture Stafford lending at Baruch:
| Metric | Value |
|---|---|
| Stafford loan recipients | 17957 |
| Total Stafford loan amount | $304,792,889 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 232 |
| Total GI Bill amount | $671,302 |
| Average GI Bill amount per recipient | $2,894 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 19 |
| Total DoD amount | $85,500 |
| Average DoD amount per recipient | $4,500 |
References
More about our data sources and methodologies.