Can You Afford Borough of Manhattan Community College?

Concerned about paying for college? Take a look at BMCC’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $21,755 & $32,496

Worried about paying the full cost of $32,496 to attend Borough of Manhattan Community College? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in New York, the college offers a discount of 35.8% off tuition and fees. Also, 83.7% of freshmen receive some form of financial aid, with the average amount totaling $6,755. Students from low-income families receive an average of $7,861 in aid during their first year.

Cost for Residents of New York (no aid)

Tuition and fees$5,170
+ Room and board$17,427
+ Other expenses$7,019
Total cost$29,616
Affordability Score (41 out of 100)
more expensive
less expensive

Net Price for Residents of New York (with average aid)

Total cost$29,616
- Grants and scholarships$6,755
Net price$22,861
Affordability Score (35 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of New York

Total cost$29,616
- Grants and scholarships$7,861
Net price$21,755
Affordability Score (26 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$8,050
+ Room and board$17,427
+ Other expenses$7,019
Total cost$32,496
Affordability Score (47 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$32,496
- Grants and scholarships$6,755
Net price$25,741
Affordability Score (39 out of 100)
more expensive
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Average Net Price for Low Income Non-Resident Undergraduates

Total cost$32,496
- Grants and scholarships$7,861
Net price$24,635
Affordability Score (29 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at BMCC.

Projected Costs Between $122,691 and $225,530 For a Four Year Degree. Between $55,444 and $105,505 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Borough of Manhattan Community College in 2020 - 2021 was $29,616. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 7.4% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $34,155 during their first year. By their senior year, that cost will be approximately $42,301, for a bachelor degree candidate ($36,679 for an associate degree candidate) for a total of $152,524 over the course of four years ($70,834 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $163,314 based on a yearly growth rate of 6.7%. The expected two-year cost is $76,399.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Borough of Manhattan Community College

Cost With Interest for Residents of New York

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*10.3%7.4%
Freshman year$26,386$27,793$34,155
Senior year$29,059$30,644$36,679
Total 2-year net price$55,444$58,437$70,834
10-year loan interest @ 6.8%$21,122$22,262$26,985
Total monthly payment$638$672$815
Total amount paid$76,567$80,699$97,819
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*10.3%7.4%
Freshman year$26,386$27,793$34,155
Senior year$35,244$37,255$42,301
Total 4-year net price$122,691$129,480$152,524
10-year loan interest @ 6.8%$46,741$49,327$58,106
Total monthly payment$1,412$1,490$1,755
Total amount paid$169,432$178,808$210,630

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*9.0%6.7%
Freshman year$29,183$30,555$36,969
Senior year$31,763$33,289$39,431
Total 2-year net price$60,946$63,844$76,399
10-year loan interest @ 6.8%$23,218$24,322$29,105
Total monthly payment$701$735$879
Total amount paid$84,164$88,167$105,505
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*9.0%6.7%
Freshman year$29,183$30,555$36,969
Senior year$37,627$39,515$44,858
Total 4-year net price$133,143$139,628$163,314
10-year loan interest @ 6.8%$50,723$53,193$62,217
Total monthly payment$1,532$1,607$1,879
Total amount paid$183,865$192,821$225,530

Visit net price and financial aid to learn more about the total cost of attending Borough of Manhattan Community College.

Further Questions to Consider

  • Do you know your deadlines?

    Meeting application deadlines for both the college and the FAFSA is crucial to getting financial aid.

  • When can you expect to begin receiving bills from the college?
  • Is there an option to make payments in monthly installments?

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