Most students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to CUNY Kingsborough Community College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financial aid options can KCC offer you, and what will you qualify for? Keep reading for more information. Keep reading to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at CUNY Kingsborough Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at CUNY Kingsborough Community College, 87% of new full-time first-years were awarded at least some aid roughly 1466 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 85% | $7,288 |
| Institutional grants & scholarships | 38% | $943 |
| Federal Pell grants | 74% | $5,671 |
| State/local grants | 58% | $2,718 |
| Federal student loans | 2% | $4,271 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, roughly 30% of undergraduates were awarded an average grant or scholarship of $6,058 (for some 5749 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 30% | $6,058 |
| Federal Pell grants | 25% | $5,025 |
| Federal student loans | 3% | $4,835 |
For on-campus title-IV students, average grant aid came to $7,974.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,839 |
| $30,001 – $75,000 | $6,406 |
| Over $75,000 | $10,019 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,606 |
| Off-campus title-IV students | $5,436 |
For a customized cost estimate, visit KCC’s official net price calculator: npc.cuny.edu/npc/public/fin_aid/financial_aid_estimator/FinAidEstimator.jsp.
The middle student in the debt distribution at KCC owes $5,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $7,100 |
| Typical 10-year monthly payment (graduates) | $75.27/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at KCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,600 |
| 25th percentile | $2,650 |
| 75th percentile | $9,255 |
| 90th percentile (highest-debt students) | $15,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
| Middle income | $5,253 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,750 |
| Independent students | $7,600 |
A handful of calculated indicators summarize the debt outlook at KCC.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at KCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 11008 |
| Total Stafford loan amount | $95,914,217 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 92 |
| Total GI Bill amount | $316,005 |
| Average GI Bill amount per recipient | $3,435 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 11 |
| Total DoD amount | $23,805 |
| Average DoD amount per recipient | $2,164 |
References
More about our data sources and methodologies.