by our College Data Analytics TeamBelow is the data on what it actually costs to attend Mountain Gateway Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Mountain Gateway Community College spanned $13,076.00 to $19,514.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: close to $13,076.00 in-state versus $19,514.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $5,022.00 |
| + Room, board & other expenses | $8,054.00 |
| Total cost | $13,076.00 |
| That is 32% below the national average net price. |
| Total cost | $13,076.00 |
| − Grants and scholarships | −$7,704.00 |
| Net price | $5,372.00 |
| That is 72% below the national average net price. |
| Total cost | $13,076.00 |
| − Grants and scholarships | −$8,172.00 |
| Net price | $4,904.00 |
| That is 75% below the national average net price. |
| Tuition and fees | $11,460.00 |
| + Room, board & other expenses | $8,054.00 |
| Total cost | $19,514.00 |
| That is roughly at the national average net price. |
| Total cost | $19,514.00 |
| − Grants and scholarships | −$7,704.00 |
| Net price | $11,810.00 |
| That is 39% below the national average net price. |
| Total cost | $19,514.00 |
| − Grants and scholarships | −$8,172.00 |
| Net price | $11,342.00 |
| That is 41% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Cost of attendance here has been rising at about 2.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $5,017.00 | $5,495.00 | $13,376.00 |
| Senior year | $5,370.00 | $5,882.00 | $14,318.00 |
| Total 4-year net price | $20,768.00 | $22,750.00 | $55,375.00 |
| 10-year loan interest @ 6.8% | $7,912.00 | $8,667.00 | $21,096.00 |
| Total monthly payment | $239.00 | $262.00 | $637.00 |
| Total amount paid | $28,679.00 | $31,416.00 | $76,471.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $5,017.00 | $5,495.00 | $13,376.00 |
| Senior year | $5,132.00 | $5,621.00 | $13,683.00 |
| Total 2-year net price | $10,148.00 | $11,117.00 | $27,059.00 |
| 10-year loan interest @ 6.8% | $3,866.00 | $4,235.00 | $10,309.00 |
| Total monthly payment | $117.00 | $128.00 | $311.00 |
| Total amount paid | $14,014.00 | $15,352.00 | $37,368.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $11,602.00 | $12,081.00 | $19,962.00 |
| Senior year | $12,420.00 | $12,932.00 | $21,368.00 |
| Total 4-year net price | $48,032.00 | $50,014.00 | $82,639.00 |
| 10-year loan interest @ 6.8% | $18,298.00 | $19,053.00 | $31,482.00 |
| Total monthly payment | $553.00 | $576.00 | $951.00 |
| Total amount paid | $66,330.00 | $69,067.00 | $114,121.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $11,602.00 | $12,081.00 | $19,962.00 |
| Senior year | $11,869.00 | $12,358.00 | $20,420.00 |
| Total 2-year net price | $23,471.00 | $24,439.00 | $40,382.00 |
| 10-year loan interest @ 6.8% | $8,942.00 | $9,311.00 | $15,384.00 |
| Total monthly payment | $270.00 | $281.00 | $465.00 |
| Total amount paid | $32,413.00 | $33,750.00 | $55,766.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $4,861.00 |
| Average net price (off-campus) | $6,307.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,101.00 |
| $30,000 to $48,000 | $4,978.00 |
| $48,001 to $75,000 | $7,422.00 |
| $75,001 to $110,000 | $12,865.00 |
| Over $110,000 | $10,972.00 |
For a personalized estimate, try the Mountain Gateway Community College Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Median graduate debt at Mountain Gateway Community College works out to $6,500.00, categorized as a Very Low (<$10k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,313.00 |
| 25th | $2,750.00 |
| Median (50th) | $6,500.00 |
| 75th | $12,581.00 |
| 90th | $19,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,288.00 |
| Middle income | $5,685.00 |
| High income | $5,500.00 |
Low-income borrowers graduate with $2,788.00 more debt than their high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,753.00 |
| Continuing-generation students | $5,500.00 |
First-gen borrowers at Mountain Gateway Community College graduate with $1,253.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Mountain Gateway Community College is $1,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Mountain Gateway Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.7% |
To put the rates in context, Stafford loans at Mountain Gateway Community College total $14,308,570.00 distributed across 1,441 disbursements.
Numbers only tell part of the story. As you weigh Mountain Gateway Community College, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.