by our College Data Analytics TeamThis page focuses on the debt students take on to attend Dallas Institute of Funeral Service— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Dallas Institute of Funeral Service, 49% of first-year students take on loan debt, for an average of $9,090 each, across private and federal loan sources.
Federal loans alone average $9,090. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at Dallas Institute of Funeral Service, 46% finance part of their studies with federal loans, with a mean of $8,091 each per year. This works out to 11.0% below the $9,090 freshmen take on.
Borrowing at that rate every year works out to about $16,182 over two years and about $32,364 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 46% |
| Average federal loan per year | $8,091 |
| Undergraduates with a federal loan | 223 |
| Total federal loans (one year) | $1,804,301 |
Graduating and withdrawing students at Dallas Institute of Funeral Service carry a median federal debt of $7,664 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,664 |
| Students who completed (graduates) | $12,820 |
| Students who withdrew | $5,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Dallas Institute of Funeral Service.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,871 |
| 25th percentile | $3,666 |
| 75th percentile | $12,903 |
| 90th percentile (highest-debt students) | $14,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Dallas Institute of Funeral Service.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Dallas Institute of Funeral Service.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 27 | $4,943 |
The indicators below describe what the typical debt costs to pay back at Dallas Institute of Funeral Service.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Dallas Institute of Funeral Service is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.0% |
| Borrowers in the cohort | 83 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,897 |
| Middle income | $7,216 |
| High income | $6,583 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,897 |
| Continuing-generation students | $6,334 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,116 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Dallas Institute of Funeral Service.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.