by our College Data Analytics TeamThis guide covers the real cost of attending Defiance College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending Defiance College amounts to about $49,447.00 annually.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $29,320.00 |
| + Room, board & other expenses | $20,127.00 |
| Total cost | $49,447.00 |
| That is 51% above the national average net price. |
| Total cost | $49,447.00 |
| − Grants and scholarships | −$27,330.00 |
| Net price | $22,117.00 |
| That is 33% below the national average net price. |
| Total cost | $49,447.00 |
| − Grants and scholarships | −$26,471.00 |
| Net price | $22,976.00 |
| That is 30% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Below, a full degree is projected forward at today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $22,976.00 | $22,117.00 | $49,447.00 |
| Senior year | $22,976.00 | $22,117.00 | $49,447.00 |
| Total 4-year net price | $91,904.00 | $88,468.00 | $197,788.00 |
| 10-year loan interest @ 6.8% | $35,012.00 | $33,703.00 | $75,350.00 |
| Total monthly payment | $1,058.00 | $1,018.00 | $2,276.00 |
| Total amount paid | $126,916.00 | $122,171.00 | $273,138.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $22,976.00 | $22,117.00 | $49,447.00 |
| Senior year | $22,976.00 | $22,117.00 | $49,447.00 |
| Total 2-year net price | $45,952.00 | $44,234.00 | $98,894.00 |
| 10-year loan interest @ 6.8% | $17,506.00 | $16,852.00 | $37,675.00 |
| Total monthly payment | $529.00 | $509.00 | $1,138.00 |
| Total amount paid | $63,458.00 | $61,086.00 | $136,569.00 |
| See the full net-price breakdown in the net-price section. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $26,337.00 |
| Average net price (off-campus) | $23,722.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $19,929.00 |
| $30,000 to $48,000 | $21,601.00 |
| $48,001 to $75,000 | $24,386.00 |
| $75,001 to $110,000 | $24,726.00 |
| Over $110,000 | $28,092.00 |
Estimate your specific net price using the school’s Defiance College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Defiance College works out to $11,000.00, placing the school in the Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,971.00 |
| 25th | $6,500.00 |
| Median (50th) | $11,000.00 |
| 75th | $27,000.00 |
| 90th | $39,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,000.00 |
| Middle income | $13,500.00 |
| High income | $14,875.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,000.00 |
| Continuing-generation students | $12,000.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Defiance College stands at $-1,500.00.
The default-rate classification at Defiance College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.7% |
To put the rates in context, Stafford loans at Defiance College reach $80,103,538.00 spread across 4,396 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 7 |
| Avg GI Bill amount | $16,115.00 |
| DoD Tuition Assistance recipients | 5 |
| Avg DoD Tuition Assistance | $4,302.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about Defiance College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.