by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Delaware County Technical School-Practical Nursing Program, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at Delaware County Technical School-Practical Nursing Program, 84% of incoming students take out a loan to help cover first-year costs, with a typical loan of $7,076 each — a figure that counts both private and federal student loans.
Federal loans alone average $7,076. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at Delaware County Technical School-Practical Nursing Program (freshmen included), 73% take out federal student loans, for a typical $7,070 annually. This works out to 0.1% under the $7,076 freshmen take on.
Borrowing at that rate every year works out to about $14,140 in two years and roughly $28,280 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 73% |
| Average federal loan per year | $7,070 |
| Undergraduates with a federal loan | 128 |
| Total federal loans (one year) | $904,943 |
Graduating and withdrawing students at Delaware County Technical School-Practical Nursing Program carry a median federal debt of $16,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $16,500 |
| Students who completed (graduates) | $16,500 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for Delaware County Technical School-Practical Nursing Program.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $9,833 |
| 75th percentile | $16,500 |
The indicators below describe what the typical debt costs to pay back at Delaware County Technical School-Practical Nursing Program.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Delaware County Technical School-Practical Nursing Program follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.8% |
| Borrowers in the cohort | 70 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,500 |
Federal data publishes the following gap measures for Delaware County Technical School-Practical Nursing Program.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.