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How Affordable Is Delaware Technical Community College-Terry?

Here’s the full picture on paying for Delaware Technical Community College-Terry, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$13,177.00 Cost of Attendance
$11,578.00 Avg Net Price
$5,500.00 Median Grad Debt

Use the section links below to navigate this overview:

Cost of Attendance at Delaware Technical Community C-Terry?

The total cost of attendance at Delaware Technical Community C-Terry spanned $13,177.00 ranging to $20,040.00 across residency tiers.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $13,177.00 in-state against $20,040.00 out of state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Published Cost for Residents (no aid)

Tuition and fees $5,445.00
+ Room, board & other expenses $7,732.00
Total cost $13,177.00
That is 32% below the national average net price.

Net Price for Residents (with average aid)

Total cost $13,177.00
− Grants and scholarships −$5,654.00
Net price $7,523.00
That is 61% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $13,177.00
− Grants and scholarships −$6,298.00
Net price $6,879.00
That is 64% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $12,308.00
+ Room, board & other expenses $7,732.00
Total cost $20,040.00
That is 4% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $20,040.00
− Grants and scholarships −$5,654.00
Net price $14,386.00
That is 25% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $20,040.00
− Grants and scholarships −$6,298.00
Net price $13,742.00
That is 29% below the national average net price.
Go deeper on the components with tuition and fees plus room and board.

Projected Cost of a Degree at Delaware Technical Community C-Terry

Published costs have climbed year over year by around 1.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $6,976.00 $7,629.00 $13,363.00
Senior year $7,275.00 $7,956.00 $13,936.00
Total 4-year net price $28,499.00 $31,167.00 $54,591.00
10-year loan interest @ 6.8% $10,857.00 $11,874.00 $20,797.00
Total monthly payment $328.00 $359.00 $628.00
Total amount paid $39,356.00 $43,041.00 $75,389.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $6,976.00 $7,629.00 $13,363.00
Senior year $7,074.00 $7,737.00 $13,551.00
Total 2-year net price $14,050.00 $15,366.00 $26,914.00
10-year loan interest @ 6.8% $5,353.00 $5,854.00 $10,253.00
Total monthly payment $162.00 $177.00 $310.00
Total amount paid $19,403.00 $21,219.00 $37,167.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $13,936.00 $14,589.00 $20,322.00
Senior year $14,533.00 $15,214.00 $21,194.00
Total 4-year net price $56,932.00 $59,600.00 $83,024.00
10-year loan interest @ 6.8% $21,689.00 $22,705.00 $31,629.00
Total monthly payment $655.00 $686.00 $955.00
Total amount paid $78,621.00 $82,305.00 $114,653.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $13,936.00 $14,589.00 $20,322.00
Senior year $14,132.00 $14,794.00 $20,609.00
Total 2-year net price $28,068.00 $29,383.00 $40,931.00
10-year loan interest @ 6.8% $10,693.00 $11,194.00 $15,593.00
Total monthly payment $323.00 $338.00 $471.00
Total amount paid $38,760.00 $40,577.00 $56,524.00

Read more in the net-price section.

After-Aid Net Price at Delaware Technical Community C-Terry

Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $11,578.00
Average net price (off-campus) $8,033.00

The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $7,270.00
$30,000 to $48,000 $7,871.00
$48,001 to $75,000 $9,048.00
$75,001 to $110,000 $9,987.00
Over $110,000 $11,255.00

For a personalized estimate, try the Delaware Technical Community College-Terry Net Price Calculator, or contact the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

How Much Do Students Borrow at Delaware Technical Community College-Terry

The median amount borrowed by graduates of Delaware Technical Community C-Terry is $5,500.00, which federal data classifies as a Very Low (<$10k) burden tier.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $1,500.00
25th $2,250.00
Median (50th) $5,500.00
75th $6,500.00
90th $10,500.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt detail.

Debt Outcomes by Family Income at Delaware Technical Community C-Terry

Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $5,250.00
Middle income $5,500.00
High income $6,000.00

First-Generation Borrowing at Delaware Technical Community C-Terry

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,500.00

Loan Repayment and Default at Delaware Technical Community C-Terry

The default-rate category at Delaware Technical Community C-Terry is Low (<5%).

Window Cohort default rate
2-year 14.6%

To give some context for these rates, Stafford loans disbursed at Delaware Technical Community C-Terry add up to $145,668,982.00 covering 18,733 recipients.

Military and Veteran Aid at Delaware Technical Community C-Terry

Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 186
Avg GI Bill amount $2,855.00
DoD Tuition Assistance recipients 55
Avg DoD Tuition Assistance $2,626.00

Read more about military and veteran aid on the college veterans page.

Further Questions to Ask

The data above is a foundation; round it out by asking yourself about Delaware Technical Community C-Terry, a few questions are worth asking:

Keep Researching about Delaware Technical Community C-Terry

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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