by our College Data Analytics TeamHere you will find what students actually borrow to attend Delta College - Slidell Campus, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Delta College - Slidell Campus, 75% of first-year students take on loan debt, for an average of $4,569 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $4,569, amounting to 83.1% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at Delta College - Slidell Campus, 68% finance part of their studies with federal loans, for a typical $4,635 a year. That amounts to 1.4% greater than the $4,569 freshmen take on.
Carrying that yearly figure forward comes to roughly $9,270 across two years and $18,540 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 68% |
| Average federal loan per year | $4,635 |
| Undergraduates with a federal loan | 148 |
| Total federal loans (one year) | $686,051 |
The middle borrower at Delta College - Slidell Campus owes $6,200 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,200 |
| Students who completed (graduates) | $6,397 |
| Students who withdrew | $3,150 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Delta College - Slidell Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,850 |
| 25th percentile | $4,004 |
| 75th percentile | $7,667 |
| 90th percentile (highest-debt students) | $10,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Delta College - Slidell Campus.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Delta College - Slidell Campus.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 34 | $8,327 |
The indicators below describe what the typical debt costs to pay back at Delta College - Slidell Campus.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Delta College - Slidell Campus follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.8% |
| Borrowers in the cohort | 281 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,200 |
| Middle income | $5,945 |
| High income | $7,682 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,200 |
| Continuing-generation students | $6,200 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,397 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Delta College - Slidell Campus.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.