by our College Data Analytics TeamThis page focuses on the debt students take on to attend Denham Springs Beauty School, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Denham Springs Beauty School, 70% of incoming students take out a loan to help cover first-year costs, at roughly $6,300 per borrower, covering both private and federal loans.
The typical federal loan comes to $6,300. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Denham Springs Beauty School (freshmen included), 58% use federal student loans to help pay for their education, with a mean of $6,428 in federal loans per year. This is 2.0% greater than the $6,300 typical freshmen borrow.
Repeating that yearly amount projects to about $12,856 over two years and about $25,712 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $6,428 |
| Undergraduates with a federal loan | 61 |
| Total federal loans (one year) | $392,090 |
The middle borrower at Denham Springs Beauty School owes $7,797 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,797 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Denham Springs Beauty School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $3,944 |
| 75th percentile | $9,833 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Denham Springs Beauty School.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Denham Springs Beauty School follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 15.1% |
| Borrowers in the cohort | 33 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| High income | $9,188 |
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.