by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Denver College of Nursing-Houston— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Counting every undergraduate at Denver College of Nursing-Houston, 77% finance part of their studies with federal loans, for a typical $10,961 per year.
At a steady annual pace, that totals around $21,922 across two years and $43,844 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 77% |
| Average federal loan per year | $10,961 |
| Undergraduates with a federal loan | 54 |
| Total federal loans (one year) | $591,899 |
The median student at Denver College of Nursing-Houston borrows $21,110 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $21,110 |
| Students who completed (graduates) | $26,500 |
| Students who withdrew | $4,166 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Denver College of Nursing-Houston.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $6,165 |
| 25th percentile | $15,140 |
| 75th percentile | $29,513 |
| 90th percentile (highest-debt students) | $29,513 |
How wide this percentile range is tells you how much borrowing varies across students at Denver College of Nursing-Houston.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Denver College of Nursing-Houston.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 166 | $21,108 |
| Completed (graduates) | 141 | $22,660 |
| Did not complete | 25 | $14,577 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $269.45/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Denver College of Nursing-Houston.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 146 | $22,346 |
| No Stafford loan this year | 20 | $15,276 |
The indicators below describe what the typical debt costs to pay back at Denver College of Nursing-Houston.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Denver College of Nursing-Houston appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.5% |
| Borrowers in the cohort | 192 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $27,122 |
| Middle income | $19,513 |
| High income | $18,013 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,681 |
| Continuing-generation students | $24,513 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $17,708 |
| Independent students | $26,566 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Denver College of Nursing-Houston.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.