by our College Data Analytics TeamHere you will find what students actually borrow to attend DeVry University-Arizona, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Across the full undergraduate body at DeVry University - Arizona (freshmen included), 59% finance part of their studies with federal loans, for a typical $7,319 each per year.
Repeating that yearly amount projects to about $14,638 over two years and about $29,276 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 59% |
| Average federal loan per year | $7,319 |
| Undergraduates with a federal loan | 13 |
| Total federal loans (one year) | $95,148 |
The median student at DeVry University - Arizona borrows $12,805 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,805 |
| Students who completed (graduates) | $24,807 |
| Students who withdrew | $8,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for DeVry University - Arizona.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,677 |
| 25th percentile | $5,914 |
| 75th percentile | $37,954 |
| 90th percentile (highest-debt students) | $52,450 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at DeVry University - Arizona.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at DeVry University - Arizona.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 3186 | $9,556 |
| Completed (graduates) | 1405 | $9,974 |
| Did not complete | 1781 | $9,263 |
On a standard 10-year plan, the median completing borrower would pay about $118.6/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at DeVry University - Arizona.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 3159 | $9,649 |
| No Stafford loan | 27 | $4,000 |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 2573 | $9,388 |
| No Stafford loan this year | 613 | $10,276 |
The indicators below describe what the typical debt costs to pay back at DeVry University - Arizona.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for DeVry University - Arizona is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 16.4% |
| Borrowers in the cohort | 40677 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $11,756 |
| Middle income | $14,317 |
| High income | $14,750 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,594 |
| Continuing-generation students | $13,904 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,895 |
| Independent students | $12,955 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at DeVry University - Arizona.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.