by our College Data Analytics TeamThis page focuses on the debt students take on to attend DeVry University-Virginia: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At DeVry University - Virginia specifically, 100% of incoming undergraduates borrow in year one, borrowing on average $6,098 per borrower, covering both private and federal loans.
The average federal loan is $6,098. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at DeVry University - Virginia, 56% take out federal student loans, with a mean of $7,757 per year. That amounts to 27.2% more than the $6,098 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $15,514 across two years and $31,028 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 56% |
| Average federal loan per year | $7,757 |
| Undergraduates with a federal loan | 14 |
| Total federal loans (one year) | $108,591 |
The middle borrower at DeVry University - Virginia owes $12,805 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,805 |
| Students who completed (graduates) | $24,807 |
| Students who withdrew | $8,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for DeVry University - Virginia.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,677 |
| 25th percentile | $5,914 |
| 75th percentile | $37,954 |
| 90th percentile (highest-debt students) | $52,450 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at DeVry University - Virginia.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at DeVry University - Virginia.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 3186 | $9,556 |
| Completed (graduates) | 1405 | $9,974 |
| Did not complete | 1781 | $9,263 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $118.6/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at DeVry University - Virginia.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 3159 | $9,649 |
| No Stafford loan | 27 | $4,000 |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 2573 | $9,388 |
| No Stafford loan this year | 613 | $10,276 |
These figures turn the debt totals into a monthly repayment picture for DeVry University - Virginia.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for DeVry University - Virginia follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 16.4% |
| Borrowers in the cohort | 40677 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $11,756 |
| Middle income | $14,317 |
| High income | $14,750 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,594 |
| Continuing-generation students | $13,904 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,895 |
| Independent students | $12,955 |
Federal data publishes the following gap measures for DeVry University - Virginia.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.