by our College Data Analytics TeamThis page focuses on the debt students take on to attend Dewey University-Carolina, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Dewey University - Carolina, 0% of first-year students take on loan debt.
Across the full undergraduate body at Dewey University - Carolina (freshmen included), 21% use federal student loans to help pay for their education, averaging $5,263 each per year.
At a steady annual pace, that totals around $10,526 over two years and about $21,052 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 21% |
| Average federal loan per year | $5,263 |
| Undergraduates with a federal loan | 73 |
| Total federal loans (one year) | $384,199 |
The median student at Dewey University - Carolina borrows $5,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,000 |
| Students who completed (graduates) | $5,185 |
| Students who withdrew | $3,834 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Dewey University - Carolina.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,288 |
| 25th percentile | $2,090 |
| 75th percentile | $6,575 |
| 90th percentile (highest-debt students) | $9,170 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Dewey University - Carolina.
These figures turn the debt totals into a monthly repayment picture for Dewey University - Carolina.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,167 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,167 |
| Continuing-generation students | $4,117 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,000 |
| Independent students | $4,995 |
Federal data publishes the following gap measures for Dewey University - Carolina.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.