by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Dewey University-Juana Díaz: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At Dewey University - Juana Diaz, 26% of new students use loans toward freshman-year expenses, borrowing on average $4,863 per student, private and federal loans combined.
The average federally funded loan is $4,763, or about 86.6% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at Dewey University - Juana Diaz, freshmen included, 18% rely on federal student loans toward their education, at an average of $5,625 per year. That amounts to 18.1% above the $4,763 borrowed by freshmen.
Borrowing at that rate every year works out to about $11,250 across two years and $22,500 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 18% |
| Average federal loan per year | $5,625 |
| Undergraduates with a federal loan | 43 |
| Total federal loans (one year) | $241,875 |
Graduating and withdrawing students at Dewey University - Juana Diaz carry a median federal debt of $5,000 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,000 |
| Students who completed (graduates) | $5,185 |
| Students who withdrew | $3,834 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Dewey University - Juana Diaz.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,288 |
| 25th percentile | $2,090 |
| 75th percentile | $6,575 |
| 90th percentile (highest-debt students) | $9,170 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Dewey University - Juana Diaz.
The indicators below describe what the typical debt costs to pay back at Dewey University - Juana Diaz.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,167 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,167 |
| Continuing-generation students | $4,117 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,000 |
| Independent students | $4,995 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Dewey University - Juana Diaz.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.