by our College Data Analytics TeamHere you will find what students actually borrow to attend Dewey University-Manati— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Dewey University - Manati, 29% of incoming undergraduates borrow in year one, for an average of $5,996 each, across private and federal loan sources.
The typical federal loan comes to $5,996. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Dewey University - Manati, 9% rely on federal student loans toward their education, averaging $5,456 a year. That amounts to 9.0% smaller than the first-year federal average of $5,996.
Repeating that yearly amount projects to about $10,912 by year two and around $21,824 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 9% |
| Average federal loan per year | $5,456 |
| Undergraduates with a federal loan | 22 |
| Total federal loans (one year) | $120,032 |
The median student at Dewey University - Manati borrows $5,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,000 |
| Students who completed (graduates) | $5,185 |
| Students who withdrew | $3,834 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Dewey University - Manati.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,288 |
| 25th percentile | $2,090 |
| 75th percentile | $6,575 |
| 90th percentile (highest-debt students) | $9,170 |
How wide this percentile range is tells you how much borrowing varies across students at Dewey University - Manati.
These figures turn the debt totals into a monthly repayment picture for Dewey University - Manati.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,167 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,167 |
| Continuing-generation students | $4,117 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,000 |
| Independent students | $4,995 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Dewey University - Manati.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.