by our College Data Analytics TeamThis page focuses on the debt students take on to attend Diesel Driving Academy, Shreveport— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Diesel Driving Academy, Shreveport, 73% of incoming students take out a loan to help cover first-year costs, with a typical loan of $6,118 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $5,238, or about 95.2% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Diesel Driving Academy, Shreveport (freshmen included), 69% borrow through federal student loan programs, at an average of $5,314 each per year. That is 1.5% above the $5,238 freshmen take on.
At a steady annual pace, that totals around $10,628 across two years and $21,256 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 69% |
| Average federal loan per year | $5,314 |
| Undergraduates with a federal loan | 352 |
| Total federal loans (one year) | $1,870,360 |
The middle borrower at Diesel Driving Academy, Shreveport owes $6,333 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,167 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Diesel Driving Academy, Shreveport.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $4,000 |
| 75th percentile | $6,333 |
| 90th percentile (highest-debt students) | $6,333 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Diesel Driving Academy, Shreveport.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Diesel Driving Academy, Shreveport.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 26 | $3,254 |
These figures turn the debt totals into a monthly repayment picture for Diesel Driving Academy, Shreveport.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Diesel Driving Academy, Shreveport follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.0% |
| Borrowers in the cohort | 328 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Diesel Driving Academy, Shreveport.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.