by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Dominican University New York, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Dominican College, 78% of freshmen borrow to help pay for their first year, at roughly $3,687 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $2,855, representing 51.9% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Dominican College, 77% borrow through federal student loan programs, for a typical $8,864 in federal loans per year. This is 210.5% more than the $2,855 freshmen take on.
Repeating that yearly amount projects to about $17,728 in two years and roughly $35,456 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 77% |
| Average federal loan per year | $8,864 |
| Undergraduates with a federal loan | 834 |
| Total federal loans (one year) | $7,392,602 |
The middle borrower at Dominican College owes $18,250 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $18,250 |
| Students who completed (graduates) | $25,000 |
| Students who withdrew | $8,250 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Dominican College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,166 |
| 25th percentile | $6,250 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $36,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Dominican College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Dominican College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 314 | $19,960 |
| Completed (graduates) | 189 | $23,900 |
| Did not complete | 125 | $16,000 |
On a standard 10-year plan, the median completing borrower would pay about $284.2/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Dominican College.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 288 | $19,960 |
| No Stafford loan this year | 26 | $19,232 |
These figures turn the debt totals into a monthly repayment picture for Dominican College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Dominican College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.8% |
| Borrowers in the cohort | 672 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $17,499 |
| Middle income | $19,750 |
| High income | $17,125 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,485 |
| Continuing-generation students | $17,750 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,999 |
| Independent students | $16,750 |
Federal data publishes the following gap measures for Dominican College.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.