by our College Data Analytics TeamA large number of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Dutchess Community College can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can DCC deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to find out what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Dutchess Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At Dutchess Community College, 71% of the incoming full-time class was awarded financial aid approximately 783 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $7,595 |
| Institutional grants & scholarships | 8% | $2,950 |
| Federal Pell grants | 49% | $6,062 |
| State/local grants | 55% | $2,626 |
| Federal student loans | 30% | $5,206 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, approximately 30% of undergraduates were awarded an average grant or scholarship of $6,745 (for some 1948 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 30% | $6,745 |
| Federal Pell grants | 22% | $5,401 |
| Federal student loans | 13% | $5,811 |
For on-campus title-IV students, average grant aid came to $7,094.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,833 |
| $30,001 – $75,000 | $8,961 |
| Over $75,000 | $14,432 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,065 |
| Off-campus title-IV students | $8,433 |
To get a personalized net price estimate, try DCC’s official net price calculator: www.sunydutchess.edu/about/facts/consumer-information.
The middle student in the debt distribution at DCC owes $5,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $10,039 |
| Typical 10-year monthly payment (graduates) | $106.43/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at DCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,000 |
| 75th percentile | $10,500 |
| 90th percentile (highest-debt students) | $15,999 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
| Middle income | $5,500 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at DCC.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at DCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 13278 |
| Total Stafford loan amount | $118,406,757 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 27 |
| Total GI Bill amount | $79,665 |
| Average GI Bill amount per recipient | $2,951 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 11 |
| Total DoD amount | $21,294 |
| Average DoD amount per recipient | $1,936 |
References
More about our data sources and methodologies.