by our College Data Analytics TeamHere’s the full picture on paying for Earlham College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending Earlham College is about $64,237.00 per year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $53,930.00 |
| + Room, board & other expenses | $10,307.00 |
| Total cost | $64,237.00 |
| That is 96% above the national average net price. |
| Total cost | $64,237.00 |
| − Grants and scholarships | −$42,970.00 |
| Net price | $21,267.00 |
| That is 35% below the national average net price. |
| Total cost | $64,237.00 |
| − Grants and scholarships | −$50,506.00 |
| Net price | $13,731.00 |
| That is 58% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Costs have trended upward in recent years by roughly 3.2% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $14,172.00 | $21,950.00 | $66,301.00 |
| Senior year | $15,583.00 | $24,135.00 | $72,900.00 |
| Total 4-year net price | $59,480.00 | $92,125.00 | $278,264.00 |
| 10-year loan interest @ 6.8% | $22,660.00 | $35,096.00 | $106,009.00 |
| Total monthly payment | $685.00 | $1,060.00 | $3,202.00 |
| Total amount paid | $82,140.00 | $127,222.00 | $384,273.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $14,172.00 | $21,950.00 | $66,301.00 |
| Senior year | $14,628.00 | $22,656.00 | $68,432.00 |
| Total 2-year net price | $28,800.00 | $44,606.00 | $134,733.00 |
| 10-year loan interest @ 6.8% | $10,972.00 | $16,993.00 | $51,328.00 |
| Total monthly payment | $331.00 | $513.00 | $1,551.00 |
| Total amount paid | $39,772.00 | $61,600.00 | $186,061.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $24,714.00 |
| Average net price (off-campus) | $24,516.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,306.00 |
| $30,000 to $48,000 | $20,515.00 |
| $48,001 to $75,000 | $22,527.00 |
| $75,001 to $110,000 | $25,618.00 |
| Over $110,000 | $29,101.00 |
Use Earlham College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from Earlham College works out to $19,500.00, placing the school in the Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $9,371.00 |
| Median (50th) | $19,500.00 |
| 75th | $30,410.00 |
| 90th | $33,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $19,500.00 |
| High income | $19,500.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,103.00 |
| Continuing-generation students | $19,458.00 |
First-generation graduates from Earlham College graduate with $1,645.00 in additional median debt versus continuing-generation peers.
The default-rate classification at Earlham College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.4% |
To give some context for these rates, Stafford loans disbursed at Earlham College come to $53,293,566.00 across 3,221 recipients.
Beyond the data above, it helps to ask a few questions when weighing Earlham College, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.