This guide covers the real cost of attending East Central University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Attendance costs at East Central University varied between $17,559.00 ranging to $27,369.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $17,559.00 in-state versus $27,369.00 out of state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $8,032.00 |
| + Room, board & other expenses | $9,527.00 |
| Total cost | $17,559.00 |
| That is 9% below the national average net price. |
| Total cost | $17,559.00 |
| − Grants and scholarships | −$9,776.00 |
| Net price | $7,783.00 |
| That is 60% below the national average net price. |
| Total cost | $17,559.00 |
| − Grants and scholarships | −$10,308.00 |
| Net price | $7,251.00 |
| That is 62% below the national average net price. |
| Tuition and fees | $17,842.00 |
| + Room, board & other expenses | $9,527.00 |
| Total cost | $27,369.00 |
| That is 42% above the national average net price. |
| Total cost | $27,369.00 |
| − Grants and scholarships | −$9,776.00 |
| Net price | $17,593.00 |
| That is 9% below the national average net price. |
| Total cost | $27,369.00 |
| − Grants and scholarships | −$10,308.00 |
| Net price | $17,061.00 |
| That is 11% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Cost of attendance here has been rising by around 2.5% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $7,435.00 | $7,981.00 | $18,005.00 |
| Senior year | $8,016.00 | $8,604.00 | $19,410.00 |
| Total 4-year net price | $30,891.00 | $33,158.00 | $74,807.00 |
| 10-year loan interest @ 6.8% | $11,769.00 | $12,632.00 | $28,499.00 |
| Total monthly payment | $355.00 | $382.00 | $861.00 |
| Total amount paid | $42,660.00 | $45,790.00 | $103,305.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $7,435.00 | $7,981.00 | $18,005.00 |
| Senior year | $7,624.00 | $8,183.00 | $18,462.00 |
| Total 2-year net price | $15,059.00 | $16,164.00 | $36,466.00 |
| 10-year loan interest @ 6.8% | $5,737.00 | $6,158.00 | $13,892.00 |
| Total monthly payment | $173.00 | $186.00 | $420.00 |
| Total amount paid | $20,796.00 | $22,321.00 | $50,358.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $17,494.00 | $18,039.00 | $28,064.00 |
| Senior year | $18,860.00 | $19,448.00 | $30,255.00 |
| Total 4-year net price | $72,685.00 | $74,951.00 | $116,600.00 |
| 10-year loan interest @ 6.8% | $27,690.00 | $28,554.00 | $44,420.00 |
| Total monthly payment | $836.00 | $863.00 | $1,342.00 |
| Total amount paid | $100,375.00 | $103,505.00 | $161,021.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.5% | 2.5% | 2.5% |
| Freshman year | $17,494.00 | $18,039.00 | $28,064.00 |
| Senior year | $17,938.00 | $18,497.00 | $28,776.00 |
| Total 2-year net price | $35,432.00 | $36,537.00 | $56,839.00 |
| 10-year loan interest @ 6.8% | $13,498.00 | $13,919.00 | $21,654.00 |
| Total monthly payment | $408.00 | $420.00 | $654.00 |
| Total amount paid | $48,930.00 | $50,456.00 | $78,493.00 |
Jump to the net-price detail in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $8,683.00 |
| Average net price (off-campus) | $9,287.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,438.00 |
| $30,000 to $48,000 | $7,127.00 |
| $48,001 to $75,000 | $10,162.00 |
| $75,001 to $110,000 | $14,790.00 |
| Over $110,000 | $14,395.00 |
Use East Central University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of East Central University comes to $11,250.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $4,969.00 |
| Median (50th) | $11,250.00 |
| 75th | $20,250.00 |
| 90th | $28,750.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,250.00 |
| Middle income | $11,126.00 |
| High income | $11,250.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,024.00 |
| Continuing-generation students | $11,800.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at East Central University amounts to $1,666.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The Department of Education default-rate tier for East Central University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.8% |
To give some context for these rates, Stafford loans disbursed at East Central University add up to $285,056,149.00 over 13,982 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 42 |
| Avg GI Bill amount | $6,792.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $2,217.00 |
Read more about military and veteran aid on the college veterans page.
Use the figures above as a launch point, then think through East Central University, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.