This guide covers the real cost of attending East Stroudsburg University of Pennsylvania, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending East Stroudsburg U of Pennsylvania ranged from $24,369.00 to $32,335.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $24,369.00 in-state against $32,335.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $11,536.00 |
| + Room, board & other expenses | $12,833.00 |
| Total cost | $24,369.00 |
| That is 27% above the national average net price. |
| Total cost | $24,369.00 |
| − Grants and scholarships | −$9,783.00 |
| Net price | $14,586.00 |
| That is 24% below the national average net price. |
| Total cost | $24,369.00 |
| − Grants and scholarships | −$12,552.00 |
| Net price | $11,817.00 |
| That is 39% below the national average net price. |
| Tuition and fees | $19,502.00 |
| + Room, board & other expenses | $12,833.00 |
| Total cost | $32,335.00 |
| That is 68% above the national average net price. |
| Total cost | $32,335.00 |
| − Grants and scholarships | −$9,783.00 |
| Net price | $22,552.00 |
| That is 17% above the national average net price. |
| Total cost | $32,335.00 |
| − Grants and scholarships | −$12,552.00 |
| Net price | $19,783.00 |
| That is 3% above the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
The projections below extend the current annual cost across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,817.00 | $14,586.00 | $24,369.00 |
| Senior year | $11,817.00 | $14,586.00 | $24,369.00 |
| Total 4-year net price | $47,268.00 | $58,344.00 | $97,476.00 |
| 10-year loan interest @ 6.8% | $18,007.00 | $22,227.00 | $37,135.00 |
| Total monthly payment | $544.00 | $671.00 | $1,122.00 |
| Total amount paid | $65,275.00 | $80,571.00 | $134,611.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,817.00 | $14,586.00 | $24,369.00 |
| Senior year | $11,817.00 | $14,586.00 | $24,369.00 |
| Total 2-year net price | $23,634.00 | $29,172.00 | $48,738.00 |
| 10-year loan interest @ 6.8% | $9,004.00 | $11,113.00 | $18,567.00 |
| Total monthly payment | $272.00 | $336.00 | $561.00 |
| Total amount paid | $32,638.00 | $40,285.00 | $67,305.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $19,783.00 | $22,552.00 | $32,335.00 |
| Senior year | $19,783.00 | $22,552.00 | $32,335.00 |
| Total 4-year net price | $79,132.00 | $90,208.00 | $129,340.00 |
| 10-year loan interest @ 6.8% | $30,146.00 | $34,366.00 | $49,274.00 |
| Total monthly payment | $911.00 | $1,038.00 | $1,488.00 |
| Total amount paid | $109,278.00 | $124,574.00 | $178,614.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $19,783.00 | $22,552.00 | $32,335.00 |
| Senior year | $19,783.00 | $22,552.00 | $32,335.00 |
| Total 2-year net price | $39,566.00 | $45,104.00 | $64,670.00 |
| 10-year loan interest @ 6.8% | $15,073.00 | $17,183.00 | $24,637.00 |
| Total monthly payment | $455.00 | $519.00 | $744.00 |
| Total amount paid | $54,639.00 | $62,287.00 | $89,307.00 |
| Read more in the Net Price section. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $18,134.00 |
| Average net price (off-campus) | $15,089.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,003.00 |
| $30,000 to $48,000 | $12,766.00 |
| $48,001 to $75,000 | $15,326.00 |
| $75,001 to $110,000 | $18,725.00 |
| Over $110,000 | $19,841.00 |
For a personalized estimate, try the East Stroudsburg University of Pennsylvania Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at East Stroudsburg U of Pennsylvania works out to $16,750.00, categorized as a Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $16,750.00 |
| 75th | $26,000.00 |
| 90th | $31,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt page.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,750.00 |
| Middle income | $16,414.00 |
| High income | $17,741.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,500.00 |
| Continuing-generation students | $17,952.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of East Stroudsburg U of Pennsylvania stands at $2,500.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for East Stroudsburg U of Pennsylvania is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.2% |
For scale, federal Stafford loan disbursements at East Stroudsburg U of Pennsylvania come to $467,715,757.00 distributed across 25,902 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 45 |
| Avg GI Bill amount | $7,250.00 |
| DoD Tuition Assistance recipients | 17 |
| Avg DoD Tuition Assistance | $2,912.00 |
Read more about military and veteran aid on the college veterans page.
The figures above are a starting point — as you weigh East Stroudsburg U of Pennsylvania, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.