by our College Data Analytics TeamThis guide covers the real cost of attending East Tennessee State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at East Tennessee State University varied between $25,947.00 to $29,997.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $25,947.00 for in-state students versus $29,997.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $10,472.00 |
| + Room, board & other expenses | $15,475.00 |
| Total cost | $25,947.00 |
| That is 35% above the national average net price. |
| Total cost | $25,947.00 |
| − Grants and scholarships | −$11,059.00 |
| Net price | $14,888.00 |
| That is 23% below the national average net price. |
| Total cost | $25,947.00 |
| − Grants and scholarships | −$14,609.00 |
| Net price | $11,338.00 |
| That is 41% below the national average net price. |
| Tuition and fees | $14,522.00 |
| + Room, board & other expenses | $15,475.00 |
| Total cost | $29,997.00 |
| That is 56% above the national average net price. |
| Total cost | $29,997.00 |
| − Grants and scholarships | −$11,059.00 |
| Net price | $18,938.00 |
| That is 2% below the national average net price. |
| Total cost | $29,997.00 |
| − Grants and scholarships | −$14,609.00 |
| Net price | $15,388.00 |
| That is 20% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and room and board. |
Published costs have climbed year over year by around 4.5% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $11,845.00 | $15,554.00 | $27,107.00 |
| Senior year | $13,507.00 | $17,736.00 | $30,910.00 |
| Total 4-year net price | $50,655.00 | $66,515.00 | $115,923.00 |
| 10-year loan interest @ 6.8% | $19,298.00 | $25,340.00 | $44,163.00 |
| Total monthly payment | $583.00 | $765.00 | $1,334.00 |
| Total amount paid | $69,952.00 | $91,855.00 | $160,086.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $11,845.00 | $15,554.00 | $27,107.00 |
| Senior year | $12,375.00 | $16,250.00 | $28,320.00 |
| Total 2-year net price | $24,220.00 | $31,803.00 | $55,427.00 |
| 10-year loan interest @ 6.8% | $9,227.00 | $12,116.00 | $21,116.00 |
| Total monthly payment | $279.00 | $366.00 | $638.00 |
| Total amount paid | $33,447.00 | $43,919.00 | $76,543.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $16,076.00 | $19,785.00 | $31,339.00 |
| Senior year | $18,331.00 | $22,560.00 | $35,734.00 |
| Total 4-year net price | $68,749.00 | $84,609.00 | $134,018.00 |
| 10-year loan interest @ 6.8% | $26,191.00 | $32,233.00 | $51,056.00 |
| Total monthly payment | $791.00 | $974.00 | $1,542.00 |
| Total amount paid | $94,940.00 | $116,842.00 | $185,074.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $16,076.00 | $19,785.00 | $31,339.00 |
| Senior year | $16,795.00 | $20,670.00 | $32,740.00 |
| Total 2-year net price | $32,871.00 | $40,455.00 | $64,079.00 |
| 10-year loan interest @ 6.8% | $12,523.00 | $15,412.00 | $24,412.00 |
| Total monthly payment | $378.00 | $466.00 | $737.00 |
| Total amount paid | $45,394.00 | $55,867.00 | $88,491.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $15,983.00 |
| Average net price (off-campus) | $15,794.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,158.00 |
| $30,000 to $48,000 | $13,625.00 |
| $48,001 to $75,000 | $16,944.00 |
| $75,001 to $110,000 | $19,753.00 |
| Over $110,000 | $20,907.00 |
Estimate your specific net price using the school’s East Tennessee State University Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median graduating debt at East Tennessee State University amounts to $14,400.00, categorized as a Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,400.00 |
| 75th | $25,003.00 |
| 90th | $37,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt detail.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,500.00 |
| Middle income | $14,304.00 |
| High income | $14,183.00 |
Low-income borrowers graduate with $317.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $13,000.00 |
First-gen borrowers at East Tennessee State University take on $2,000.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at East Tennessee State University amounts to $3,000.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at East Tennessee State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.9% |
For context on the loan portfolio, Stafford disbursements at East Tennessee State University reach $1,196,902,817.00 across 43,670 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 212 |
| Avg GI Bill amount | $8,913.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Use the figures above as a launch point, then think through East Tennessee State University, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.